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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:What do I do with a 1095-C form?

A:
Please be advised that the plans we offer do not provide tax forms as they are not ACA compliant plans. Please see additional information here: /1095-tax-forms-for-health-care/ Please let us know if you have additional questions.
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Q:What is the difference between Patriot America Plus and Patriot America Platinum insurance?

A:
Compared to Patriot America Plus, Patriot America Platinum provides higher policy maximums. You can compare them at /compare/patriot-america-plus-vs-patriot-america-platinum-insurance/
{{currentOrigin}}/answers/visitors-health-insurance/what-is-the-difference-between-patriot-america-plus-and-patriot-america-platinum-insurance-76596/

Q:I made a claim for medical care in Thailand....have you received my paperwork and processed my claim?

A:
You would have to contact the claims department directly for claims information and status. The number to the claims department for your plan is 1-800-605-2282 Please let us know if you have any additional questions.
{{currentOrigin}}/answers/international-travel-insurance/claim-medical-care-thailand-claim-50805/

Q:Can I avail travel insurance even though I am currently on my F1 visa?

A:
We do provide insurance for F1 visa holders who are going to be traveling outside of the U.S. /travel-health-insurance/ Please let us know if you have any additional questions.
{{currentOrigin}}/answers/holiday-insurance/travel-insurance-f1-visa-92344/

Q:Need some info on insurance for elderly parent above 70 years

A:
Thank you for contacting Insubuy for you insurance needs. If you are looking for insurance for someone moving to the United States, you may view and quote the plans in our New Immigrant section of the website. Keep in mind these plans will only be available for them if they are not eligible for a domestic insurance policy. If you would like to speak to one of our agents directly for a more personalized recommendation you may call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/new-immigrant-insurance-for-elderly-person-13048/

Q:My claim was denied, thought it were supposed to be covered. Can you assist with the resolution

A:
We have reached out to you directly thorugh email to assist with your claims issue.
{{currentOrigin}}/answers/visitors-insurance-usa/claim-denied-thought-it-were-supposed-to-be-covered-assist-resolution-55404/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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