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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Travel to USA -- US citizen My son is a US citizen coming to US for his education. His insurance coverage will start from Sep 22nd. So from August 3rd to Sept 22 I need some health insurance for him. I checked and got this on your website 1. Safe travels USA cost saver 2. Liaison continent A 3. Liaison continent B 4. Liaison Majestic The premiums are different -- based on claim settlement efficiency which of the above is better. Please suggest Please note I had purchased insurance via Insubuy for his US travel recently.
A:
{{currentOrigin}}/answers/other-insurance/travel-to-usa-us-citizenmy-son-is-a-us-citizen-coming-to-us-for-his-education-his-insurance-coverage-86639/Thank you for contacting Insubuy for your insurance needs. As a U.S. citizen moving back to the United States for studies he is essentially just coming back to his home country. This make him ineligible for any visitors insurance plans as he is not considered to be a visitor. In order to purchase a visitors insurance he has to have plans to leave the country upon entering as it would be a temporary visit. Since he is moving back to the United States the plan that he is eligible for a U.S. citizen for short term insurance is a short term domestic plan. If you would like the provide the state in which he will require coverage we can send plans that he would be eligible for. Thanks for your response. He will be studying in California. Please use the following link to review plan details and generate a quote for coverage. If your require any further assistance please feel to contact our office. HCC Life STM:
Q:Need information on Plan - HCC Life Short Term Medical 2500 I am Age 34 , male located at Camp Hill ,PA 17011. I have few Questions Regarding Medical Insurance for H4 Visa status Holder (dependent) . At present I do not have Medical insurance , The insurance provided by My spouse (H1B visa Holder) employer is Too expensive . I would like to buy insurance, I am In USA since 11 Months . I do not have any medical Issues (never been to hospital since 11 months) . My questions are : 1) Am i eligible to buy medical insurance HCC Life Short Term Medical 2500 any time ? 2) what are documents required to Buy medical insurance ? 3) Please suggest Best medical insurance plan with Low Premium ? 4) Could you please let me know the detailed Plan Details of HCC Life Insurance Company - HCC Life Short Term Medical 2500 . 5)Does this plan has copay ? what is the copay amount ? 6)just want ensure does Holy spirit Hospital , Camp Hill ,PA and PinnacleHealth Hospitals ,Harrisburg ,PA is In Network ? 7) Can pay the amount using my credit card ? 8) Insurance card , payment receipts and All documents are sent to my mailing address ?
A:
{{currentOrigin}}/answers/other-insurance/need-information-on-plan-hcc-life-short-term-medical-2500i-am-age-34-male-located-at-camp-hill-pa-17-49409/Thank you for contacting Insubuy for your insurance needs. The HCC STM Complete plan that you are inquiring about is available to anyone that is legally located in the United States. This plan is not going to be an ACA compliant plan so any penalties that are assessed for not having a complaint plan required by the government will be your responsibility. This plan will cover any new accidents and new illness that occur after the effective date of the policy. The plan will not cover any pre-existing conditions or routine visits . It is recommended that you purchase the plan offered by the H1 visa holders sponsoring organization as this is the only plan that help you to avoid penalties. Please see the details about this plan for more information. STM Complete brochure & instant purchase link: /short-term-health-insurance/
Q:Short term coverage MA, USA Hello, I graduated from a masters program in MA back in 2015. I had health insurance while I was studying. In April 25, 2016 I came back to US as a legal immigrant. At the moment I am unemployed and waiting for my green card to be mailed. What kind of insurance should I be looking for as of right now? As I am not a US citizen and unemployed I do not know which kind of insurance fits me and works in Massachusetts.
A:
{{currentOrigin}}/answers/other-insurance/short-term-coverage-ma-usahello-i-graduated-from-a-masters-program-in-ma-back-in-2015-i-had-health-i-10788/Thank you for your interest in purchasing insurance through us. You can purchase domestic short term plan. Short Term plan brochure, instant purchase link, /short-term-health-insurance/ Please let us know if you have any further questions.
Q:Short term plan mountaineering I have a question about your Patriot America coverage. For a non-citizen who has resided in the US for more than six months, the application asks if they have held international coverage. How is that defined? More specifically, do you offer any insurance options suitable for a non-citizen (on a student visa) who has resided in the US (NY) for more than six months, and holds normal (ACA-compliant) American medical insurance but needs adventure/extreme sports coverage?
A:
{{currentOrigin}}/answers/other-insurance/short-term-plan-mountaineeringi-have-a-question-about-your-patriot-america-coverage-for-a-noncitizen-19389/Thank you for contacting Insubuy for your insurance needs. Unfortunately, the Patriot America Plan would not be available if you have had or currently have a domestic insurance plan. We would be more than happy to look into plan options available for your if you would like to provide a little more information about what you are needing coverage for. Sure - I'm looking for short-term medical coverage for mountaineering, in the US. Is that the information you need? You can purchase Short Term PPO plan. Short term plans are not ACA compliant. STM PPO plan Brochure, instant purchase link, /short-term-health-insurance/ The standard hazardous sports rider only provide coverage for mountaineer up to 10,000 ft. We can asked for special terms from underwriters to include: Coverage for mountaineering up to 4,300 meters. Coverage excludes frost bite. This added coverage would be written as an endorsement to the policy. This endorsement would be included with the policy when it is issued. Please let me know if you have any questions.
Q:o1 visa insurance needed Hello, I am in the US working on an o1 visa. I am interested in getting your health insurance to cover me for the 2016 year. I am wondering if your health insurance will satisfy the IRS Health Insurance tax? If so, will I receive paperwork to support my 2016 tax return?
A:
{{currentOrigin}}/answers/other-insurance/o1-visa-insurance-neededhello-i-am-in-the-us-working-on-an-o1-visa-i-am-interested-in-getting-your-h-92959/Thank you for your interest in purchasing insurance through us. We don’t provide any long term insurance (PPACA compliant plan) in state of NY. Short term plans are not PPACA compliant plan so we will not be able to provide you paper work to support your 2016 tax return. Are you eligible to enroll under your employer insurance? If yes, please go for it. Otherwise you can purchase short term plan using link below, /new-immigrant-insurance/ If you have any further questions feel free to contact us. Thank you for the speedy reply. I looked at your short term plans (as I am not eligible for insurance from my workplace,) and noticed they also said that no documents would be sent suggesting I had a PPACA compliant plan. Do you receive anything for a tax return, or would this plan not be ideal for these purposes? That is correct, the short term plans are not PPACA compliant so would not offer any documentation for tax purposes. If you purchase a short term plan you would be responsible for the tax penalty. If you need additional information please feel free to contact our office.
Q:OPT insurance eligibility for Iranian citizen Hi, I'm a graduating international student looking to acquire short term health insurance now that my status has changed to OPT (optional practical training). I will still be on F1 visa status but will not be able to get health insurance through my school. I was wondering what insurance would be available to me since i'm residing in the US already and am an Iranian citizen (as both of these seem to be limiting factors as far as i have searched)
A:
{{currentOrigin}}/answers/other-insurance/opt-insurance-eligibility-for-iranian-citizenhi-im-a-graduating-international-student-looking-to-acq-33703/Thank you for your interest in purchasing insurance through us. Before we suggest any plan would like to know age, zip code, state and how long do you need coverage? Once we get these information will be glad to suggest some insurance plan accordingly. age: 26 zip code: 62026 State: Illinois coverage for 3 months Based on the information you provided we recommend a short term domestic plan for the 3 months. For more information on the plans you are eligible for click here: /short-term-health-insurance/ Enter your state first then once you have picked a plan you may be asked for your zip code and date of birth to obtain a quote. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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