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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:travel TO RELATIVE IN Japan 16 /12/2024 RETURN 17/01/2025

A:
You can run a quote for medical insurance that will cover you while in Japan in the Travel Outside U.S.A. section of the website.
{{currentOrigin}}/answers/vacation-insurance/travel-to-relative-in-japan-41043/

Q:Can i Use my Insurance in different states, because i moved to another state recently?

A:
Plans that cover in the US will include all 50 states
{{currentOrigin}}/answers/visitor-insurance/can-i-use-my-insurance-in-different-states-because-i-moved-to-another-state-recently-59841/

Q:I have my dads insurance for 100k and he is currently hospitalized , can i increase the insurance amount or buy the additional policy with added value ?

A:
Once an incident has occured plans that you buy after will not cover. the maximum you have set for your current plan is not able to be changed once the plan starts.
{{currentOrigin}}/answers/visitors-insurance/he-is-currently-hospitalized--can-i-increase-the-insurance-amount-or-buy-the-additional-92050/

Q:Hi, My mom is currently 69 and will turn 70 during the coverage. Will the age limit of 70 apply to her even if she bought the insurance before she turned 70? I am specifically talking about Patriot America Plus: Acute onset of preexisting conditions (coverage to policy max for ages 70)

A:
This plan will be based off the age of the insured at the effective date of the policy. All conditions will remain the same throughout the duration of the policy, even if there is an age change.
{{currentOrigin}}/answers/visitors-health-insurance/will-turn-70-during-the-coverage-will-the-age-limit-of-70-apply-96616/

Q:If I get injuried during my insurance covered period and my conditions doesn't allow me to go back in my country, for example because I'm in hospital, can I extend my medical insurance? Will it cover my ongoing illness?

A:
Yes, most plans are extendable, but if you are speaking about a specific plan you can always see the extension rules attached to each plan. If an injury or illness occurs during the effective period and you are able to extend, that illness or injury would be covered under the same plan after the extension.
{{currentOrigin}}/answers/visitor-insurance/-can-i-extend-my-medical-insurance-will-it-cover-my-ongoing-illness-92431/

Q:need help to see how I can use this insurance as my son Siddarth Saji is having allergy

A:
In your MyAccount you can locate the list of providers in your area and download ID cards. once you reach a provider simply give them the id card to verify benefits.
{{currentOrigin}}/answers/visitors-insurance-usa/need-help-to-see-how-i-can-use-this-insurance-as-my-son-siddarth-saji-is-having-allergy-70954/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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