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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am interested in your Schengen Visa Insurance but am not sure if I qualify for this. I am a Canadian citizen and live in Canada, not the US. Are only US citizens or residents applicable for this policy?

A:
Thank you for contacting Insubuy for your insurance needs. Yes, you are eligible to purchase the plans in the Schengen Visa section of our website. If you have additional questions or need assistance please feel free to contact our office.
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Q:We are looking for an insurance plan for my in-laws. They are 53 and 50, Can you send me quotes for the duration of staring May 25 until July 26 2018. They are Indian Citizens, travelling on a visitor visa to us in Texas.

A:
You may find plans for your in-laws in the Visitors to the USA section on our website. Once you enter the appropriate criteria you will be able to view the plans available for them. Please contact us if you have further questions.
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Q:Need dental insurance for my parent who are visiting and staying with me for 45 days

A:
Thank you for contacting Insubuy for your insurance needs. We have the Careington Dental/Vision discount plan which you may purchase. This is not an insurance, but a discount plan. You may review the dental schedule to see the discounted amount of the service needed in your area. This plan cannot be used immediately. You have to wait a few days before use so you may be added to the in-network providers system. Please use the link below to review the plan details. You may purchase over the phone by contacting our office at (866) INSUBUY. Careington Dental/Vision Discount plan information here.
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Q:My parents are 62 and 69 and are coming to visit me in Florida. They are Indian citizens and will be travelling on a visitor visa for the duration of 3 months. Do you have plans that could cover them?

A:
Thank you for contacting Insubuy for your insurance needs. Based on the information provided below we would recommend reviewing the Atlas America or Patriot America Plus plan. There is no plan on the market for a visitor which will provide pre-existing condition coverage. These plans are primarily designed to cover any new illness, injury or accident which occurs after the effective date of the policy. Both of these plan will provide coverage for an acute onset of a pre-existing condition up to the policy maximum limit you select. Please use the links provided to view these plans, and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY.
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Q:I am looking for Visitor Insurance - Atlas America for my parents (Non US citizens) travelling to US from India.My father was born June 1948. The policy start date or date of travel to US will be 25th May 2018 . So he is still 69 years on the effective start date of the policy. As you can figure out, he will turn 70 years before policy end date i.e 1st Aug 2018. So will acute onset of pre existing diseases be covered from 18th June 2018 when turns 70 years till policy end date?

A:
Yes, it would be covered. You can buy it online here
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Q:I am from India and have saved an application for Atlas America. Looking for a three months health insurance for the USA. I wish to know what are the hospitals in the network near Charlottesville, VA 22903. Especially, if UVA health system is in the network or not. I need it urgently so that I can buy it immediately.

A:
Thank you for contacting Insubuy. In order to find the in network providers please use the link listed below to find in network providers in your area. PPO Network Search can be found here. If you need any additional assistance please contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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