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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Travel medical insurance US citizen living abroad We are a family of 4 travelling to California June 9th to Aug 31st. I am a U.S. citizen with a Permanent residency visa for Austria where we live. My husband is a Austrian citizen. My two daughters have dual citizenship Austria/US. We are of course insured here in Austria but need To buy additional insurance for our trip. My husband is 64, I am 63, one daughter 27, and the other 25. I would appreciate if you could tell me which plans would work for us.

A:
Thank you for contacting Insubuy for your insurance needs. Based on the information provided below, we would recommend the Liaison Continent A plan. We have emailed you quotes as per your request. You may purchase online or over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.
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Q:Query for Visitor Medical Insurance For Visitors To USA I am here in the U.S currently, and would like to buy a medical insurance. I looked at the Insubuy website and saw some great plans. Need some help to choose the best one. As i keep visiting U.S every year. Can somebody advise on the best plan. Also, what plans cover Maternity for Non U.S Citizens? Just for info... I saw the Atlas plan. It has a coverage for about 26 weeks. Please write back to me with a suitable plan and i shall buy one by Tuesday max.. And for the online forms spouse details, i want to take an insurance in the next few days itself. And funny thing is, I'm getting married in June hahah.. SO i guess, i can add spouse details then. Please advise. And i shall go for it.

A:
Thank you for contacting Insubuy for your insurance needs. We are a broker and offer all of the major plans on the market. In order to recommend the appropriate plan we will need more information. Can you please advised your visa status, age, travel dates, and state in which you will primarily visit? You may also receive a plan recommendation by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.
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Q:Fulfillment Questions of Policy Documents I’m minding to get a health insurance from your website. I’ll come to the US the 24th of June. Do you think I’ll receive the delivery mail in due time or do I have to wait to get my place in Boston before subscribing the insurance?

A:
What plan are you wanting to purchase? All of the plans will provide electronic copies of the policy documents while only some plans send additional documents in the mail. The electronic version will provide you with everything you need. If you have your US address then you can use that address now. If you have additional questions please feel free to contact our office.
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Q:U.S. citizen living abroad needing ins in U.S. while visiting on vacation Hi! My family and I will be travelling to New York this summer and are looking for health insurance for our stay. I am a US citizen, but I do not have health insurance in the US because I live in Taiwan most of the year. My son and daughter are dual citizens-Taiwan and US. My wife is a Taiwanese citizen. Your website seems to indicate that I would not be eligible for visitors health insurance because I am a US citizen. Please advise. Best,

A:
Thank you for your choosing Insubuy for your insurance needs. As U.S. citizens there are a couple of plans that could cover you and your children while visiting. Anytime someone has dual citizenship and one of these is U.S. citizenship, they are considered a U.S. citizen when coming to the U.S.. The Liaison Continent plans or Safe Travels plans would be options for U.S. citizens visiting. Your wife would be eligible for any visitors plan on the market as she is a Taiwanese citizen. If you need any assistance please feel free to contact our office. Hi! If I purchase your health insurance for my trip, am I automatically exempted from Obamacare? If you are just visiting and then returning to your home country (Taiwan), then PPACA or "Obamacare", would not apply to you. The ACA compliant plans only pertain to U.S. citizens and permanent residents residing in the U.S. These plans are not ACA compliant. You can contact healthcare.gov to confirm this as well.
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Q:Appointment: Visitor to USA Insurance I'm coming to USA, to Boston, with my girlfriend for 3 months (duration of ESTA). I would like to know if it is possible to arrange an appointment to get a health insurance. Do you have an office in Boston to do that?

A:
Thank you for contacting Insubuy for your insurance needs. There is unfortunately, not an office located in Boston that you can walk into and visit to obtain coverage. Policies are typically purchased online and advising is done with a licensed agent over the phone. If you would like a call from a licensed agent please let us know and we would be more than happy to set up a call to assist you with you insurance needs. Meanwhile, please visit the Insubuy website to review the available plan options. Visitor to USA Insurance: /
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Q:What does policy maximum refer to when related to Insurance? Hello, I am interested in the Atlas America Plan. I need to know the value for the repatriation of remais. It was written "to polcy maximum". What does it mean? Best,

A:
The Atlas America plan has several policy max options. For example, if you choose a $100,000 policy max then the repatriation of remains is also covered up to $100,000. The policy maximum is the maximum amount the plan will payout in benefits.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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