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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am looking at Patriot America Insurance as an American that doesn't currently reside in the states but I am coming home to visit family. Do I need to purchase the insurance from my country of residence?

A:
The Patriot America Plus plan is available to cover a U.S. citizen in the United States that resides outside of the USA. There is not a requirement for the you to have to purchase the plan will in your home country. You can purchase after your arrival in the United States (please look at the geographic restriction for the plan) .
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Q:Will the Visitors insurance covers Covid 19 Testing for travelling?

A:
Plans will not cover elective testing such as testing for travel purposes, this would be an out of pocket expense.
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Q:My daughter is a US citizen but is a resident of Spain. She will visit us for one month. Will this insurance cover her visit?

A:
Yes, as long as she uses her mailing address outside the United States on the quote and application. Please visit our Visitors to the USA section of our website.
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Q:My parents of 87 and 95 will be visiting from Peru to Miami. I would like to know if you have some kind of insurance for their age please.

A:
Yes. Up to age 99 they may have a policy maximum of $10,000 and $50,000 up to age 89.
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Q:I will visit the USA next month for one week. If I get covid-19 symptoms on the first day after my arrival, will the insurance you sell covers me? Regards

A:
Provided you have purchased a plan with COVID-19 coverage included, the plan will cover whatever is medically necessary related to testing and treatment for COVID-19 that manifests after the effective date of the policy.
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Q:My wife and I are going to Iceland for a few days in September. We are concerned, should we get diagnosed with Covid while in Iceland and need to quarantine. Would you please confirm that we will be covered under your insurance plan for hospitalization and accommodations.

A:
There are plans that will cover a trip delay that include coverage for Lodging and Quarantine in our COVID-19 Quarantine coverage section of the website.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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