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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My friend, her husband, and 21 year old son will be visiting me in the U.S. They are citizens of Costa Rica. I want to purchase health insurance for their visit from June 15 through June 24. My friend's husband does have asthma. Is there coverage for that condition if he were to have an asthma attack while visiting?

A:
Yes we have plans that can cover for an Acute Onset of a Pre-existing condition. If you can enter the detailes of the insured here we can quote the available plans to cover you. /visitors-insurance/
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Q:I am in process of purchasing SAFE TRAVELS USA COMPREHENSIVE plan 50,000 policy maximum with 500 deductible for my parents both of them having high blood pressure which ic curretly controlled by medicine. If there any mishap happens like heart attacks will that be covered under acute onset pre-existing consdition or come under chronic cases. What will be coverage in this case. Is there any other catch here2. What is coverage if they end up going to ER for any injury or any life threating condition. what will be coverage. will it be policy maximum minus deductible

A:
Insurance provides coverage for any new sickness or injuries which manifest after the effective date of the policy. It should not be related to any Pre-existing conditions or routine check up for pre-existing or preventive care However many plan provides coverage for Acute onset of pre-existing conditions. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:Where can we find In-network hospitals / Urgent care ?

A:
You can find Providers list next to each plan under the Direct billing tag.
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Q:We need to have Covid-19 coverage which would cover the medical bills, hospital stay, or quarantine in the British Virgin Islands

A:
You may view and quote the applicable plans in the COVID-19 Travel Medical Insurance with Quarantine Coverage section of our website. Please review the available plans and their benefits to find the most suitable coverage for your criteria. Should you need additional assistance or wish to speak with an agent, you may also contact our office at +1 (866) 467-8289.
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Q:I am looking for the Safe Travels Comprehensive plan. Can you please let me know in details about the wellness visit that is included in the plan?

A:
You may find information regarding the Wellness Visit for the Safe Travels USA Comprehensive plan here. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:I'm considering visiting Thailand for a few days then traveling to Philippines for a few days. Once I get medical insurance to enter Thailand I need medical insurance to also enter the Philippines, how best can I do both ahead of time, any suggestions?

A:
Thank you for contacting Insubuy. We recommend purchasing the Atlas International plan. This plan will allow you to enter both countries as a destination, and this plan will automatically provide both the visa letter, and form needed for Thailand. You may purchase this plan online or over the phone by contacting our office at +1 (866) INSUBUY 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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