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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:i have been asked by one of our agents if there is an accidental death policy we can sell in small amounts to people coming here from Honduras and Guatemala?

A:
Most plans in the Visitors to the USA section will include some kind of AD&D coverage. Please review the benefits of the available plans to find the most applicable coverage. Alternatively, you may call our office at +1 (866) 467-8289 for a personalized quotation.
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Q:Question is on medical cover during travel to USAunderstand pre existing disease is coveredso if someone is taking medicines say for BP or Asthma or Sugar etc. and is stable, whether he is covered for sudden illness due to these, requiring hospitalization during his stay in USA

A:
The plans are designed to offer the coverage for the new illnesses and injuries contracted after the effective date of the policy. The plans will exclude the coverage for pre-existing conditions, preventative and routine care. However, there are options available that will include the benefit for the acute onset of pre-existing conditions that could serve as beneficial depending on your age. Please view and quote the plans in the Visitors to the USA section of our website, review the applicable options and contact us if you have additional questions. You may also call our office directly at +1 (866) 467-8289 and any of our licensed representatives will assist you.
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Q:What claim form should I use for a lost passport?

A:
You will complete the Claimant Statement and Authorization Form that is found in the claim form section of the Atlas International plan. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:We are traveling to BVI from the US March 5 thru March 12, 2022. We are looking for required travel insurance that covers COVID issues as required by BVI.

A:
You may view and quote the applicable plans in the COVID-19 Travel Insurance with Quarantine Coverage section of our website. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Good day,I will be in the US from 13th to 18th May 2022 for a medical congress.I need a coverage also for COVID-19.How many days of coveraga I need to purchase?Let's say that on 17th I have an acute event that goes on later than 18th May (the last day I a going to buy the insurance); therefore, I am forced to stay in the US to be cured. Will expenses be paid or not?

A:
If you are traveling on a visitor visa to the United States, you will want to view and quote the applicable plans in the COVID-19 Travel Medical Insurance section of our website. You will enter the applicable information to view the available plans. Please review their details and certificate wording for full information on plan benefits. For your situation, it would be recommended to purchase a plan you can extend in the case you are needing continued coverage for a prolonged stay. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:I am looking for a comprehensive travel insurance plan that will cover costs if I test positive for COVID and need to isolate in the country I am traveling to until I test negative to return home. I already have a comprehensive trip insurance plan purchased when I signed up for this trip but it does not cover pandemics. I am traveling with Yoga Adventures Worldwide and they recommended your company.

A:
We do offer plans that can include Trip Delay benefits which would be used for quarantine, as well as medical coverage for new illnesses and new injuries that are contracted, manifest, or occur after the effective date of the policy, including Covid-19. You can find those plans here: /covid19-travel-insurance-with-quarantine-coverage/ Please let us know if you have any additional questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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