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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am currently planning to obtain insurance coverage for my J1 visa duration, which will be for 2 years. I wanted to inquire if it is possible to pay for the insurance on a monthly basis rather than the entire duration at once. Could you please provide me with the necessary information and options available for monthly payment plans?
Q:Can I make a claim if there is dangerous air quality due to smoke from forest fire nearby? Also, how many days before my trip can I purchase travel insurance?
Q:I just got a letter to sign and return to the German Consulate where I have to certify that " The insurance company must have an office in a Schengen state". The document is called "Declaration on Travel Health Insurance". Does your letter state this? Do you have an office in the Schengen state? Thanks
Q:My wife is a green card holder, but spends half the year in Italy. In the past she has been on my insurance plan (I am US citizen maintaining residence in US, but I am now on Medicare). She needs short term insurance while she is in the US for the next 6 months. Which insurance products is she eligible for?
Q:I am looking into the Atlas America insurance for my father who is visiting the US.He is currently 79, but will turn 80 during his trip. For the coverage of "Acute onset of pre-existing conditions", it mentions coverage to policy max age for ages 80. Will he still be covered for acute onset for existing conditions after he turns 80 if he started the policy when he is 79?Thanks!
Q:If the main policy holder is on J-1 visa, the spouse is an US citizen and child is with B1 visa, will they be qualified to purchase the J-1 insurance as a family? Thanks.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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