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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Please send me the forms needed to take for wellness visitPlease share details on what is covered in wellness visit , is it like an annual checkup exam ?

A:
This is a simple wellness visit not an annual check up. Please review the Wellness visit page for additional information on registration and coverage.
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Q:A woman had a surgery for stage one cancer about 18 months back. Is she having preexisting illness?

A:
Anything that with medical reasonable certainty exisited prior to the purchase of the policy, would be considered a pre-existing condition.
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Q:What is considered pre-existing for a person taking medication for hypertension

A:
A pre-existing condition is anything that with medical reasonable certainty existed prior to the effective date of the policy. So anything related to the pre-existing condition would generally not be covered.
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Q:So I have prescription coverage in the US

A:
We are are happy to assist you with you prescription coverge questions. Please contact our office, and any agent would be happy to assist you.
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Q:Hello,Here is my visitor certificate id VS209492. I would like to know the PPO network for the same so that I can provide the same during doc visit

A:
Your plan does not have a PPO network for negotiated rates. Therefore, you may go to any provider. Please let us know if you have any additional questions.
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Q:we are on visitors insurance plan dose not have maternity benefit, we are in USA since February 2023, now my pregnancy is expected, what insurance policy should I purchase or modify the benefit converge of current plan?

A:
There are no plans on the market available to visitors to the United States that will have Maternity coverage if you are already pregnant. If you would like to have your baby in the US, you will need to be prepared to pay out-of-pocket for any associated expenses. For more information please see US Visitor Insurance for Pregnancy Coverage, or for F and J visa holders, you can check out International Students - Maternity Coverage. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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