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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am a US citizen; however, I have permanent residency in Portugal (and am covered by their national health insurance). I would like to purchase temporary insurance for a short trip back to America (14 days), but am getting confused by some reference to "home country" which seems to say insurance doesn't cover in "home country" and has USA exclusions. It seems that Portugal is my home country and I can purchase insurance from your company. Can you confirm?? Any advice or suggestion is appreciated. I'm looking for high deductible plan for emergency purposes only. Am 57 female. Thanks.
Q:Is being transgender considered pre existing? My son will be traveling abroad to Norway for 11 months and will need to get his testosterone prescribed over there by a doctor. would something like this cover doctor visits and his medications?
Q:I wish to find out if your medical insurance will also cover our group in case of any form of accident . We are planning to Visit the USA for a period of two weeks with a group of Chinese Students.
Q:I'll be an Iranian freshman at Manhattanville College this fall and I was wondering what are my best and most affordable options.
Q:I am going to study one semester at the University of Illinois (August 19 - December 22). When the classes end, I'll make a trip to NY and CA, coming back to Brazil at January 15. I would like to contract something that covers all this period. I am searching a health insurance the follow the topics: Maximum coverage for medical benefits per accident or illness: $ 100,000 Repatriation of remains: $25,000 Medical evacuation: $50,000 The deductible cannot be more than $500 per accident or illness. The insurance must pay at least 75% of covered medical expenses. The policy may establish a waiting period before it covers pre-existing conditions The policy must be backed by the full faith and credit of your home country government or the company providing the insurance must meet minimum rating requirements established by the State Department (an A.M. best rating of A- or above, and Insurance Solvency International Ltd. (ISI) rating of A- or above, a Standard and Poor's Claims-paying ability rating of A- or above, or a Weiss Research, Inc. rating of B+ or above).
Q:I am interested to know if you provide health insurance for F2 dependants of F1 visa holders.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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You are not eligible to enroll in Medicare for the first 5 years.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
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