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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Schengen visa insurance I am graduate student in the US and holding a F1 visa. I am applying for Schengen Visa. My interview appointment for the visa is tomorrow morning and I am not sure if the insurance I got from you is the one required for F1 visa. Can you confirm this for me. My ID# A91397101 Please let me know as soon as possible.

A:
Thank you for contacting Insubuy for your insurance needs. We would recommend sending a request through MyAccount to cancel your current policy, and purchasing the Atlas International Plan. As long as your cancellation request is received before the effective date of the policy you will receive a full refund. If you have any additional questions please let us know. Atlas International: /atlas-international-insurance/
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Q:Schengen insurance cancellation question Hello, I'm a french citizen about to marry an U.S citizen, she's gonna travel to France on a visitor visa for a year and we'll marry during that stay (the consulate is aware of it as the visa is requested with the intent of marriage). She'll need health insurance as per visa requirements, but once married as a french citizen i'll be able to add her to my state and work health insurance plans. Thus we wouldn't need her health insurance anymore (her visa status will also change due to marriage). Will it be possible to cancel the plan then even if it's not a full year? Thanks for your response.

A:
Thank you for contacting Insubuy. We are a broker, and offer all of the major plans on the market. Most of the plans will give you a pro-rated refund for the unused portion of the insurance minus a cancellation fee as long as no claims have been filed since the effective date. We would be more than happy to recommend the appropriate plan. In order to do so, can you please list the visa requirements? You may also obtain a plan recommendation over the phone by contacting our office at (866) INSUBUY. The visa requires a coverage of emergency medical expenses up to $50,000 and repatriation and no copay or deductible. These conditions will have to be stated on the letter provided. Speaking of which, will this letter be available to download immediately after subscription? As far as refunding goes if the cancellation happens at say the 6 months mark, the value of those 6 months will be refunded minus the fee as long as the insurance wasn't used, correct? Thanks for your help, Yes. We have many plans that meets Schengen visa requirements. You can purchase Atlas International plan. As soon as you purchase insurance will receive confirmation by e-mail which will have a link to print visa letter and other important documents. Atlas International brochure, instant purchase and other useful information, /atlas-international-insurance/ You don’t need to purchase this insurance for whole year. You can purchase for 6m and then renew the policy. There will be $5 renewal fees. You can also cancel the policy there will be $25 cancellation fees and rest pro-rated premium you will get refund as long as there is no claim has been filed since the original effective date of the policy. You can also find more Schengen visa plans at, /schengen-visa-insurance/ Please review this and if you have any further questions feel free to contact us. Thanks for your answer, the visa requirement states the following : 1. Proof of medical insurance : you must bring proof of a valid overseas medical insurance with a minimum coverage of 50,000 US for emergencies and repatriation and NO deductible or co-pay. The letter provided by your insurance company MUST clearly state these conditions. Will these conditions be clearly stated on the letter as required by the consulate? Thanks for your help, I have attached a sample visa letter as per you request. The letter will state the sub-limits available under the plan. Once you complete your purchase this letter will be available to download within 30 minutes. If you have any additional questions please let us know.
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Q:Buying travel insurance for a group to cover Schengen visa requirements Hi there, I am looking to buy travel insurance on behalf of my company for five (05) of our employees, who will soon be traveling to France to attend a company wide event. I am looking for the best option that covers the Schengen visa requirements, listed here: - Medical coverage of at least Euro 30,000 - Must cover emergency medical evaluation and repatriation of remains - 0% deductible - Hazardous sports coverage Can you give me the best option in terms of pricing and coverage? We will be traveling near Val D'isere in France and will like the coverage to be from 12th April 2016 - 18th April 2016. Also, how do we receive the letters? Will you e-mail it to us that we can print or send us the originals?

A:
Thank you for your interest in purchasing insurance through us. WE have a plan called Atlas Group. It meets all the Schengen visa requirements. As soon as you purchase insurance will receive confirmation by e-mail which will have virtual id card and there will link to print the visa letter. So you can print in about 30mins. Physical card will be mailed to you by regular mail to the address you provide in the application. Atlas Group brochure, instant purchase and other useful information, /atlas-group-insurance/ You can find more group plans at, /international-travel-group-medical-insurance/ Please review this plan and if you have any further questions feel free to contact us. Thank you. This is great. Does this plan also cover winter/hazardous sports? We are going be skiing there for a day and would like to have cover for that too. Yes. It will be covered as long as you are not participating in some competitions or get some rewards and it’s only for pleasure. Please read certificate wording under other exclusion # 37. /atlas-group/international-travel-medical-insurance.pdf Please feel free to contact us if you have any further questions.
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Q:Schengen visa insurance requirement questions I am applying Schengen Visa and willing to buy your insurance. I do have following quarries before I proceed; 1. As per Visa documents, insurance must cover Accident medical expenses, Disease medical expenses , special expenses- coverage more than 30,000 Euros each. 2. Personal liability ? 10,000 Euros. When I was reviewing plan , I was observing accidental death coverage is 25000 USD under 50,000-65000 USD category. Please suggest whether above mentioned expenses are covered under your plan.

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meets Schengen visa requirements. Which country are you visiting? As per our understanding none of the Schengen country visa requires you to have personal liability coverage. Please look at the Schengen visa requirements below, /schengen-insurance/ You can purchase any of the insurance plan from our website at, /schengen-visa-insurance/ If you have any further questions feel free to contact us. I am planning to visit France for 3 days . Please refer attached document regarding for insurance plan sent by France Embassy in S. Korea. Please suggest whether you are meeting the requirement. The plans we have meet the Schengen visa requirements but not as listed on your documentation. For example, the visa letters do not list coverage for personal liability. If you would like to review the different visa letters you can find them in the current client section of our website /myaccount/ and choose the plan then the task is visa letter. Under each plan there is a sample visa letter that you can review. If you need additional assistance please feel free to contact our office.
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Q:Schengen visa insurance Good Morning, I am planning a trip to Europe, Schengen Area, for 2 month. In order to apply for my visa I need proof of insurance coverage in the Schengen area. Which policy would best fit my needs? Also will the coverage letter state clearly that I am covered in the Schengen area and the coverage limit?

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meets Europe visa requirements. Link for Europe Visa insurance, /europe-travel-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. One of the popular plan is Atlas International. As soon as you purchase insurance you will receive confirmation by e-mail from there you can print id card, visa letter and other important documents. If you have any further questions feel free to contact us. Thank you for the quick reply. I would like to confirm that the coverage letter clearly states that I will be covered by the insurance company in the SCHENGEN AREA and the maximum limit of coverage. That's the letter I need for the visa application Link for sample visa letter, /sample-documents/atlas-america.pdf-letter.pdf Please let us know if you have any further questions.
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Q:Travel Insurance My 65 yo mother and 65 yo father are traveling to Switzerland next week and need letter for visa appointment to show they are covered by health insurance. If I apply to them today when can I get the letter?

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meets Visa requirements for the Schengen visa. As soon as you purchase insurance will receive confirmation by e-mail which will have a link to print id card, visa letter and other documents. /switzerland-visa-travel-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. One of the popular plan is Atlas International or Liaison Continent. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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