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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a US citizen living in Thailand and will travel to the US on August 29-September 23, 2021.I need to get medical insurance for this period.What plan can I apply for?I just tried and was told I could not get insurance.

A:
We have policies available. If you go to our Link: /visitors-insurance/. If you are still having trouble you can always contact one of our agents to find the right plan for you.
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Q:My mom had a kidney stone and went to the hospital. The claim was denied for the reason of pre-existing conditions.

A:
Hello Thanks for purchasing from Insubuy. All plans on the market for visitors cover for new illnesses and new injuries that occur or manifest after the effective date. They do not cover things that are preventative, routine, or pre-existing Conditions. Some insurance plans could cover Acute Onset of Pre-Existing Condition. You can also call our licensed insurance agent at (866)INSUBUY(467-8289) if you have any further questions.
{{currentOrigin}}/answers/visitors-insurance-usa/kidney-stone-claim-was-denied-for-the-reason-of-preexisting-conditions-88429/

Q:Hello, my company requires to add line about COVID-19 insurance coverage to main body of the insurance. Now it is mentioned only in general rules.

A:
Thank you for contacting Insubuy for your insurance needs. A majority of the plans in the COVID-19 Travel Medical Insurance will come with a visa letter that will state the COVID-19 coverage in the plan. You may also find complete information on coverage in the certificate wording of the policies. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-insurance-usa/covid-19-coverage-in-travel-medical-insurance-plans-82848/

Q:Is there travelers or visitors insurance that can be written on a Canadian Citizen coming to Florida up to age 95?

A:
Thank you for contacting Insubuy for your insurance needs. We have a few plans available that can be quoted in the Visitors to the USA section of our website. The policies available would only be within the range of $10,000 to $25,000. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-travel-medical-insurance/visitor-insurance-for-senior-traveler-42576/

Q:Can we purchase insurance specifically for covid? We are going to Costa Rica on September 3 through September 11. We are not sure if is required by the airlines or by the host nation.

A:
If you want to meet Costa Rica's requirement you can Purchase from our Trip plans which meet their requirements.
{{currentOrigin}}/answers/other-insurance/can-we-purchase-insurance-specifically-for-covid--we-are-going-to-costa-rica-45814/

Q:What is trip exchange coverage?What is trip saver coverage?

A:
Thank you for contacting Insubuy for your insurance needs. We have numerous products available to meet a variety of needs. You may find plans that can include trip cancellation, delay and baggage coverage in the Trip Insurance section of our website. There you can quote the available plans and view the benefits below each quote. If you are inquiring regarding a specific plan you may contact our office at +1 (866) 467-8289 and any of our licensed representatives will be able to assist you regarding your questions.
{{currentOrigin}}/answers/vacation-insurance/trip-insurance-coverage-for-international-travelers-63553/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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