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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I was searching on Insubuy.com for a Health insurance plan with 0 deductible and no co-insurance that covers and meets all the J-1 visa criteria. Kindly find attached a screenshot of the Requirements list from the Organization that I am going to be enrolled in. In addition if it is possible to help me in how to obtain an HTH worldwide waiver, as it is one of the required items for an eligible policy.

A:
You can purchase Atlas Exchange 6 month pre- ex plan with $0 deductible. Atlas Exchange plan meets your school requirements. Once you purchase the insurance, You have to send us your waiver form with your information like name, date of birth etc. Then our Compliance dept. will be able to sign and will send it you in pdf attachment then you can submit it to your school. Please feel free to contact us if you have any further questions.
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Q:I was a foreign student F1 visa in California and I just applied for adjustment of status through marriage in 5th of July so can I know which type of insurance that I'm eligible to choose

A:
Thank you for your interest in purchasing insurance through us. You can purchase Short Term Domestic plan or International Major Medical plan. Please feel free to contact us if you have any further questions.
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Q:My parents are coming from India to the US, and I would like to go ahead with buying your insurance coverage. I had a few questions and it would be great if you can answer them. - They are arriving on the 18th August, when can I buy the insurance at the latest if I wish to cover their whole trip? - What is covered as part of the vision insurance? If not, then do you have a vision insurance available separately that I can get? What will be covered in it?

A:
Thank you for your interest in purchasing insurance through us. 1. If your parents arrival date in US is 08/18. You should start the coverage from 08/17 to cover their travelling time. So you can purchase latest by 08/16. Insurance will starts from 12:01 AM US EST NOT local time zone. 2. There is no vision insurance available for an international visitor. You can purchase a separate dental and vision discount plan, Careington. You will find many insurance plan at our website. which will provide coverage for medical and travel coverage. If you can provide your parents age, travel date, which state do you need coverage will be glad to send you quote by e-mail. Alternatively, you can get quote online our website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:I am an incoming international student (F1 Visa, starting 2 year masters program, aged 29) due to start at Harvard University on the 14th August. I land in the US on 12th August, and am required to submit a waiver for the Harvard BCBS Plan by July 31st. Do you offer a plan that meets Harvard's and Massachusetts regulations?

A:
Thank you for your interest in purchasing insurance through us. You can purchase Navigator Student plan which meets your school requirements. Please feel free to contact us if you have any further questions.
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Q:My school has several requirements for the insurance. Could you tell me that does the Student Secure Elite meet all the following requirements? 1.I have insurance coverage that allows me to receive outpatient, emergency, specialist and inpatient care, diagnostic testing and procedures, and mental health inpatient and outpatient care, including alcohol and substance abuse treatment, in Atlanta, Georgia. (Please note that having coverage for emergency care only in Atlanta does not meet this waiver requirement). 2. I have an individual annual deductible not greater than $2,500 per policy year. If the annual deductible exceeds $2,500, I/my family have/has an approved Healthcare Savings Account (HSA) that will allow me to seek needed medical and mental health care when recommended by a healthcare provider and will cover all deductible expenses over $2,500. 3. My insurance is provided by an insurance company domiciled in the United States (or by an international insurance company with a United States partner who is responsible for processing and paying of insurance claims in the United States).

A:
Student Secure plan does not meet your school requirements. But we have Navigator Student plan which meets your school requirements. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/international-student-health-insurance/f1-student-insurance-emory-university-37344/

Q:I am International Student with F1 status and my daughter is 7 yrs old. She is US citizen, so is she eligible to be covered under your plans.

A:
We don't have any plan in state of NJ for US Citizen. You have to purchase domestic Obama Compliant plan for her.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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