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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I have the Atlas America plan. Am I covered for COVID-19 in this plan?

A:
Thank you for contacting Insubuy for your insurance needs. This plan will not cover the cost associated with COVID-19. However, There is no specific exclusion for Coronavirus on the Safe Travels Series plans . It will be covered as any other sickness. It should not be related to any pre-existing or preventive care. - Trawick International Plans Please read Coronavirus FAQ for Travel medical insurance here If you have any questions please contact our office.
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Q:I live outside the US but visit occasionally on B1/B2 visa. My last visit was in 2014. I have my younger brother living in New Jersey and I am a majority share holder of a small family business in the US. I am a medical doctor. Can I obtain a life insurance policy in the US?

A:
Unfortunately, there is not a life insurance we can offer to you.
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Q:We are on J1 visa and were looking at insurance that would meet both the Department of State requirements and covered for COVID-19 if possible.

A:
We do not have any plans that can meet both. Some people purchase 1 plan to meet requirements and an additional plan which can cover for Covid-19 as long as the person contracts the virus after the effective date. Here is the link to the quote screen for our J1 plans that will meet all standard requirements: - J1 Visa Health Insurance If you would also like a plan with the Covid 19 coverage, you can purchase an additional plan as well : COVID-19 coverage in travel medical insurance here.
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Q:I am traveling to India and i want to take my television set in flight as a luggage. Do you have any travel insurance that can cover my TV during my travel?

A:
Unfortunately, there is not a plan that we could offer your insure your TV during your travels. If you need any further assistance please feel free to contact our office.
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Q:What if you get an injury or illness which requires medical treatment that extends beyond the end date of your coverage, and beyond the planned end date of your travel? Will the insurance still cover your medical expenses or is there a way to extend?

A:
Please look at the 'Benefit Period' in Diplomat America plan benefits for details.
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Q:My family and I are American citizens who reside in London, UK. We have tickets to travel back to NY this summer to visit family for 5 weeks in mid-July. We usually purchase travel insurance to cover our medical needs while we are there. We are looking for a plan to cover coronavirus should we contract it and need treatment while we are there. I am not sure this is even possible but would be interested in learning about any and all options.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Diplomat America plan. In this plan there is no restriction for Coronavirus as of today. It will be covered as any other sickness as long as you are not infected before the effective date of the policy. Please read article on COVID-19 coverage in travel medical insurance here Please feel free to contact us if you have any additional questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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