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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am currently wanting to purchase Schengen insurance to apply for shengen VISA. My question is if I dont get visa or dont go for any reason to this trip and cancel the insurance before the effective date, will I get full refund?

A:
You can get the full refund before the effective date of the policy, provided you show us the proof that you didn't get the visa, or your trip has been cancelled and why. Please note that we are also required to submit the information to the Schengen consulate about your cancellation. Please keep in mind that, while visiting Schengen area, you are required to keep the valid insurance for the entire duration.
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Q:I'm an international graduate student at the University of Maine. My wife and I are originally from Iran and we are looking for a health insurance plan. I am sending this email to get informed if you have a plan that can cover an international student (F1 visa holder) and a plan that can cover both international student and his dependent (F1 and F2 visa holders). Please let me know about those plans separately.

A:
Thank you for contacting Insubuy for your insurance needs. The ExchangeGuard Choice plan does meet the requirements that you have listed below. This plan will be applicable in both cases described. There are additional plan options that would be available to the F1 student using the following link. International Student Insurance if you have any additional questions please call our office.
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Q:I am a recently graduated international student and I am currently looking for a Health insurance that will be compliant with the Massachusetts MC requirements. Request you to guide me with the same. I am looking for coverage starting ASAP till 09/30/2018. Please find the minimum requirements in the following link for reference:

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately you will have to purchase the plan from the university to be able to meet their requirements. They require an ACA compliant plan and the only way a student can purchase an ACA plan is to purchase the one offered from the university. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/international-student-health-insurance/student-insurance-waivers-requirement-40295/

Q:The application for Student Secure won't let me purchase until Jack leaves Australia why is that

A:
There is a specific restriction against selling insurance in the country of Australia as the regulations very stringent. So you would have to wait until the individual is not physically located in the state at the time of application.
{{currentOrigin}}/answers/international-student-insurance/student-secure-geographic-restrictions-76280/

Q:I am a international student from China holding a F1 visa. I am 28 year old, living in Georgia since 2016. I will buy health insurance Fall 2018. My school has some minimum requirements of the insurance: Both accident and sickness coverage Minimum benefit of $250,000 per policy year A deductible of $500 or less and/or co pay per individual, per year In patient and outpatient, mental and nervous disorder benefits Prescription drug coverage Pay benefits worldwide Medical evacuation to one's home country and family reunification of not less than $50,000 Provision for repatriation of remains of not less than $25,000 All Georgia mandated requirements International students and scholars, and any accompanying spouse and dependent(s), may be subject to the requirements of the Affordable Care Act. Could you recommend some healthy insurance meeting those requirements?

A:
Thank you for contacting Insubuy for your insurance needs. While we have many plans for students the one item the plans do not meet is the GA mandated requirements. If the university is requiring you to obtain an ACA compliant plan then you would need to purchase the plan they offer. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/international-student-health-insurance/student-insurance-waiver-university-of-georgia-21222/

Q:Do you have any specific plan which can meet the waiver requirements for Penn State international student health insurance requirements?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately you will have to purchase the plan from the university to be able to meet their requirements. They require an ACA compliant plan and the only way a student can purchase an ACA plan is to purchase the one offered from the university. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/f1-visa-insurance/student-insurance-waiver-penn-state-44487/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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