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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I'm looking for an insurance package for my friend within his 03 weeks staying in US. Please help to explain more about the claiming policy. As I understand that if an emergency occurs, we have to self-pay first then contact you for later repayment, right? What if my friend leaves the country while the claiming procedure is still processing, can he authorize someone else to do the paperwork and have the money refunded to their account?
Q:I want to buy insurance for my mother: UK National & resident 75 years old Currently in the USA (since November 2016) with UK-based travel insurance Current travel insurance expires Feb 15, 2017 (94 day max for this plan) Would like to extend her stay until May 15, 2017 She has: Coronary heart disease Stent fitted 2010. Heart defibrillator fitted March 2016 (during same hospital stay where cancer, below, was diagnosed). No heart issues or problems with dizziness, shortness of breath or similar. Pancreatic cancer (Diagnosed February 2016. She has not had any chemo or radiation. Alternative therapy treatments only. Tumor has shrunk by 50%, tumor markers reduced by 60%. Currently requires no pain medication, only herbal supplements, Vitamin C., strict diet etc). Please advise what coverage / limits / exclusions you are able to provide. I want to confirm that these pre-existing conditions are covered should, for example, she have a heart attack and require emergency hospital treatment.
Q: We are two international students, spending a semester at Virginia Tech and we have an insurance plan from our country. We have just found out that we are missing two requirements that are mandatory for our university. We wanted to ask whether it is possible to make a insurance plan with you that covers only the two requirements that we are missing. I attached the form where you can find the requirements we are missing that our insurance filled up with "NO" ("pregnancy coverage" and "no internal caps coverage"). The main issue is that we need this coverage by the 26th of January. We are looking forward to hearing from you
Q:I am a J1 research scholar in UNC. Please be kind enough to fill the attachment and send to International student and scholar services at UNC at Chapel hill to get a medical insurance.I am interested in Atlas exchange 6 months pre existing
Q:I have joined the University of Arizona as a Postdoctoral Research Associate. I want to buy a medical insurance meets the US governments requirements for J-1 Exchange Visitors for me and my family for the duration of Jan 25 2017 to Feb 28 2017. May I know which policy will fulfill my criteria? May I request you to kindly send me the information or web link through which I can buy the medical insurance for me and my family?
Q:I have my family member here in Las Vegas studying as international student and wants to get dental insurance please let me know best plan for her.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
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Most schools require international students to purchase health insurance.
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