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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Can one learn the approximate cost of the bridge insurance before the immigrant arrives in US? If coverage is completely unaffordable, would be good to know before the commitment to immigrate is made. Thanks!

A:
On the last page of the paper application you may view the monthly rates based on age. Should you have additional questions you may also call us at (866) 467-8289.
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Q:Hi, I typically used to get Atlas America insurance during my parents visit. As they are planning a visit, wanted to confirm if Atlas America had COVID-19 coverage for visitors. Dad is 72 and Mom is 69. Please advise. Thank you

A:
Atlas America will include the coverage for COVID-19 the same as any other illness, should it manifest in the body after the effective date of the policy. Should you hae further questions please let us know. You may also call us at (866) 467-8289. Keep in mind the plans are designed to cover the new things that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care.
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Q:Does this insurance cover the full pregnancy? Meaning all doctor visits and Deliver cost and birth of the child?

A:
There is no visitor insurance plan on the market that will cover the costs related to pregnancy. You would have to pay them from your pocket. Should you have additional questions please let us know. You may also call us at (866) 467-8289.
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Q:I am a retired person 75 years of age, and my fiancee who is legally immigrated to the USA and have a green card. what kind of medical insource can she have. I am retired and on Medicare, can I add her to my insurance and what he cost will be.

A:
Thank you for contacting Insubuy for your insurance needs. If your fiancee can purchase a domestic insurance plan, either by being added to your coverage or through the department of insurance in your state, you would need for her to purchase that. If she is ineligible for a domestic insurance she may purchase plan from our New Immigrant section until she becomes eligible. Should you have additional questions you may also call our office at (866) 467-8289.
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Q:We are looking at buying a holiday home in United States. What type of insurance do we need and what type of cost

A:
Visitor insurance plans are available as long as your primary residence country is outside the US. Keep in mind these plans are designed to cover the new injuries and illnesses that manifest in the body after the effective date. There is no plan on the market that will cover things such as pre-existing conditions, preventative or routine care. Should you have additional questions please let us know. You may also call us at (866) 467-8289. Visitors to the USA
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Q:If you are on a trip and have a heart attack or stroke or something serious (lose a leg or whatever) does trip insurance cover any medical expenses? if so, how does that work? I have no medical issues but plan on a lot of travel....trying to weigh the pros and cons for buying insurance.

A:
A majority of trip insurance plans have medical coverage build in to them for new injuries and illnesses that manifest in the body after the effective date of the policy. Keep in mind that this will exclude coverage for pre-existing conditions, unless otherwise stated by and exclusion waiver. The plans will either have primary or secondary medical benefits and you can verify this by looking at the certificate wording or plan benefit sections on our website listed under each plan. If you have additional questions, please let us know. You may also call us at (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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