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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Which is the best travel medical insurance for a US citizen (77 years )with a pre existing condition visisting family in Canada for 6 months

A:
The plans we offer will cover someone anywhere outside of their home country. At 77 years old the highest policy maximum available would be $100,000 of coverage. The plans cover for new illnesses and new injuries that occur or manifest after the effective date. They do not cover for things that are preventative, routine, or pre-existing with the exception of acute onset benefits. /visitor-insurance-acute-onset-of-pre-existing-conditions/ We would recommend this plan: /atlas-international-insurance/ However, this plan does have physical presence restrictions, meaning that if someone is physically located in Canada, Australia, New York, Maryland, or Washington at the time of purchase, this plan would not be available. As long as the plan is purchased before travel to Canada or before arrival, and you are not in one of the 3 listed restricted states when purchasing, this plan does provide acute onset benefits for people 79 or younger. Please let us know if you have any additional questions.
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Q:Hi, I'm looking for a travel insurance policy that includes coverage for event tickets, travel costs, and covid-related issues.

A:
Thank you for contacting Insubuy. We have plans available to cover for any pre-paid non refundable trip cost along with Covid-19. you can view our available plans here./travel-insurance/
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Q:I am in my home in Florida. My permanent residence is Nova Scotia Canada. I am a 72 year old women with no medical issues (thank heavens). My doctor in Canada, can confirm my good health on request.My plan is to remain here until 9th April 2022What can you offer and what is the cost?

A:
Yes we have visitors plans available if you go to this link we can give you all of our available plans. /retrieve-insurance-quotes/?id=2738086354950
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Q:I am a us citizen, my baby is a us citizen, but we live in the uk with my husband which is a citizen of Spain. we are visiting US and would like temporary health insurance

A:
For U.S. cititzens visiting the U.S., we would recommend this plan: /patriot-america-plus-insurance/ If anyone else is traveling with you who is not a U.S. citizen, they can also have that plan, but would need a separate policy. If you are coming to New York or Maryland, then you would not be able to purchase Patriot and could go with our additional option for U.S. citizens visiting the U.S. : /diplomat-america-insurance/ Please let us know if you have additional questions.
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Q:I am already in my Florida home and did not purchase my insurance prior to departing Canada.Do I have to return to Canada in order to obtain a policy?

A:
You would not have to return to Canada to purchase insurance. You would just need to purchase the insurance based on your status here in the U.S., visitor, visa holder, etc. Please let us know if you have additional questions.
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Q:I am a Canadian who will be traveling to Hawaii and I am looking for a trip delay insurance. An insurance to cover lodging in case of a travel ban back to Canada being placed while I am in Hawaii. Do you have a plan such as I am looking for? Thank you

A:
You can locate our plans with trip delay here /covid19-travel-insurance-with-quarantine-coverage/
{{currentOrigin}}/answers/travel-insurance/trip-delay-to-hawaii-19630/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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