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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Now that the CDC has issued an order requiring a Covid-19 negative PCR test in order to enter the US (effective January 26th), what coverage would I have if I tested positive and was forced to quarantine in the country I am visiting? Is there any coverage for the cost of staying there for 10-14 days or however long it takes to get a negative test?

A:
For non-US residents that need quarantine coverage, there is currently no such insurance plan available. However, you can purchase /covid19-travel-medical-insurance/ that would cover medically necessary expenses for COVID-19, just like any other new sickness that occur after the effective date of the policy.
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Q:A person who has a pre-existing condition, for example heart disease and have had heart attack and surgeries related to it in past - if he/she have a heart attack while he has an effective insurance policy - Is this situation considered an acute onset of pre-existing condition? And will it be covered under policies which covers acute onset of pre-existing condition up-to a policy maximum?

A:
I recommend that you read the following articles. acute onset of pre-existing conditions heart attack coverage
{{currentOrigin}}/answers/visitors-insurance-usa/a-preexisting-condition-heart-disease-had-heart-attack-and-surgeries-heart-attack-acute-onset-34844/

Q:Hello, I'm an F-1 student in Massachusetts and will be graduating in February. The coverage of my current health insurance from my school will end 1/31, while the health insurance coverage from my upcoming employment won't start until at least 3/1. I want to make sure I'm cover in between those time. Can you let me know what type of insurance I'm qualified to purchase? Thanks!

A:
If you are an OPT F1 visa holder you may purchase plans here. Should you have additional questions or need further assistance please call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-student-health-insurance/opt-student-temporary-health-coverage-23758/

Q:Hi I intend to come to a tour in Alaska from 4/25 to 9/02.I need insurance for this period. Can you offer me?

A:
Thank you for contacting Insubuy for your insurance needs. We have numerous products available that could fit your needs. To quote travel medical plans you may click here and for trip insurance plans you may click here. Keep in mind all the plans on the market are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care. Should you need additional assistance you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-travel-health-insurance/travel-medical-and-trip-insurance-coverage-for-alaska-travel-64568/

Q:I am a missionary in the United States and am a U.S. citizen. I fund raise my salary through fiscal sponsorship, and am therefore not part of a group. I am searching for on-going, affordable health coverage, and am feeling rather lost at where to look/knowing what plan might be best for me. Thank you!

A:
The only option we would have available that could possibly offer you coverage is under the National General Short Term Medical Plan. It would be recommended to look into a domestic plan through the marketplace or your state's department of insurance. Should you have additional questions, you may call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/missionary-travel-insurance/national-general-for-us-citizen-in-usa-20275/

Q:Does the international student insurance for F1 student cover birth-control charges

A:
Thank you for contacting Insubuy for your insurance needs. There is not a plan available that would offer the coverage for birth control to someone traveling on an F1 visa. Such coverage would only be available through a domestic plan such as one offered through a university or through the open marketplace. Should you have additional questions or need further assistance please let us know and we will gladly assist you. Our phone number is +1 (866) 467-8289.
{{currentOrigin}}/answers/international-student-health-insurance/birth-control-coverage-for-f1-international-student-25272/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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