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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Visitor Insurance for my family I (age 66) will be travelling with my husband (age 68), daughter (age 35) and son (age 31) to USA and Canada. We are arriving in New York USA on June 25th 2016 and travelling to Toronto Canada on 6th July and across Canada to Vancouver from where we will go to Alaska on board ship on July 20th 2016. We will return to Vancouver on the 27th and board our flight to Los Angeles, USA the same day. We will leave Los Angeles on August 3rd 2016 to return to India. I would like to buy visitors travel insurance for this whole period of 40 days from June 25th 2016 to August 3rd 2016 for my whole family for US $ 1,00,000/- for each of us. Is it possible for you to do the full family insurance for us? Do you have a family discount? Please help!!!!!

A:
Thank your for your interest in purchasing insurance through us. There is no family discount and since your son and daughter are over 18 they would each have their own policy. The premiums are per person so there would be no difference in cost whether you purchased together or separately. The plans will cover you everywhere outside of your home country so you can purchase the plans for the full duration. If you have additional questions please feel free to contact our office.
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Q:question about Atlas America insurance I have a question about the Quotes(Quote ID: 26076953, PIN:5665). Could you give me some explanations? I retrieve the quotes for 70 days insurance(see the attached). Child(only one, five years old) is covered in the quote? Should we pay additional money for child`s insurance? Thank you.

A:
Atlas America is a family friendly plan. So if parent insured child under 9 years will get insurance at no cost. So While purchasing insurance you need enter his dob and name but you will not pay premium for him. Atlas America brochure, instant purchase link, /atlasamerica-insurance/ Please feel free to contact us if you have any further questions.
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Q:Visiting USA for treatment Hi We are considering travelling to the US for IVF treatment, and wondered if you have any plans that cover medical complications that may arise from the IVF treatment.

A:
Unfortunately, there is no plan that will offer coverage for this situation. If you have additional questions please feel free to contact our office.
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Q:Multi trip insurance Dear Sirs,I would like to know if your company can insure full time residents of the USA who travel from time to time outside the country,almost mainly to Canada.I am 76 years old and live full time in the USA.I have a green card.My wife is 75 years old and is an American citizen and resides with me full time in the USA.We are fully covered by medicare and have our secondary coverage with Constitution Life.We do not need any coverage for trip cancellations or lost luggage or anything of that nature.We simply want to have coverage for medical emergencies of any kind that we would encounter while out of the USA.We now have to book each and every time we leave the country and specify our exact time away.Do you have any kind of a plan that would cover us whenever we left the country,with perhaps a total time limit of lets say 90 days maximum a year.Your kind reply would be most appreciated.

A:
Thank you for your interest in purchasing insurance through us. We have Annual Multi-Trip insurance that you will be eligible to purchase. We have sent quote in a separate e-mail one for you and second for your wife because of diff. citizenship. You can also find quote at, /multi-trip-travel-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions
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Q:Parents visiting USA; Insurance needed Planning to buy insurance for my in laws, need guidance

A:
Thank you for your interest in purchasing insurance through us. As a broker, We provide insurance from most of the plans available in US Companies. If they are coming to MD then there choice is limited. If you provide their age, travel date and which state do they need coverage then we will be glad to send you quote in a separate e-mail. You can also visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions. Hi, Thanks for responding. My in-laws are coming to VA. And their stay is from June 15th to Sept 8th. And Their ages are 65 and 63. Please send me the quotes. Insurance quote has been sent to you in a separate e-mail. Please review this and feel free to contact us if you have any further questions.
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Q:Question regarding Atlas Travel I have a question for you before buying this one. My dad already is staying with me in US now and would like to give him a travel insurance just in case. He has no Pre-exist condition. Can I go for this insurance?

A:
Where is he currently located in the US? Maryland, Rockville MD 20852 since 6/7 You can’t purchase Atlas America plan if he is already in MD at the time of application. You can purchase Safe Travel USA Cost Saver plan as long as he is on visitor visa. Safe travel USA cost saver brochure, instant purchase and other useful information, /safe-travels-usa-cost-saver-insurance/ Please review the plan details and feel free to contact us if you have any further questions. He is holding ESTA because his country is South Korea where is under the Visa Waiver Program from USA. ESTA also can be Visitor Visa? Is he still eligible for Safe travel USA? Yes. He is eligible to purchase Safe travel USA or Safe travel Cost saver. Safe travel USA cost saver brochure, instant purchase and other useful information, /safe-travels-usa-cost-saver-insurance/ Safe Travel USA, brochure, instant purchase link, /safe-travels-usa-insurance/ Safe travel USA is primary insurance and it cost little bit more. Safe travel cost saver will be secondary insurance to any other insurance he will have in USA. Most of the time people purchase Safe travel USA cost saver plan. Please let us know if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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