Ask Our Specialists

Thank you for your interest in purchasing insurance through us. You can purchase Atlas International plan which meets all the Standard Schengen visa requirements. Atlas International brochure, instant purchase link, /atlas-international-insurance/ Link for sample visa letter, /sample-documents/atlas-america.pdf-letter.pdf You can find more plans at Schengen visa insurance section, /schengen-visa-insurance/ Please feel free to contact us if you have any further questions.

Thank you for contacting Insubuy for your insurance needs. Please provide the list of requirements that your university has provide so that we can recommend plans accordingly.

Thank you for your interest in purchasing insurance through us. Answer for your questions below: 1. Plan will provide $250 for loss of checked luggage and it will be secondary to any other benefits you get from airline. It does not cover flight delay. Because this is your medical insurance NOT Trip insurance. If you want you can purchase separate trip insurance to cover flight delay or missed flight etc. 2. That’s correct. 3. Patriot has Coventry/ First health while Atlas has only First Health. Yes. 4. Please provide the zip code so we can also look and let you know. How long do you need coverage for her? You can also look at Patriot Exchange plan which is suitable for J2/F2 visa holder. Patriot Exchange brochure, instant purchase link, /patriot-exchange-program-insurance/ You can compare Atlas And Patriot plan at www.insubuy.com or visit our F1/F2 visa insurance section at, /international-student-medical-insurance/ Please feel free to contact us if you have any further questions. Thank you for the quick response. As to your question, the Zip Code of my address in the US is 37212. So as you said, the Patriot Exchange plan will fit the most to my wife, right? I wonder does it has any better benefits, other than a larger and better PPO network, than the Atlas American plan has? I read the big thread on "Sharing experience" on Immihelp and saw that Atlas is a very popular plan. I looked at the PPO network and found same number of hospitals within 10miles for both atlas and patriot Exchange plan. Atlas and Patriot Exchange plan is for J1visa while Patriot America plan is mostly for visitor. You can purchase either of the plan. Please compare both plans at, /j1-visa-health-insurance/ And decide which plan fits your need. Please feel free to contact us if you have any further questions. Please confirm this is the link to the PPO network of Atlas American plan: /travel-and-student-insurance-ppo-network/ If so, then I find only 2 hospitals in network in Nashville 37203. Some very popular hospitals there such as Vanderbilt Uni Medical Center, St. Thomas Hospitals could not be found, while they could be in Patriot PPO network. Thank you for contacting Insubuy. This is the correct website for the HCCMIS provider search on the website. We are finding a few St. Thomas Hospitals in network For your reference we have attached a PDF of in network providers. If you need any further assistance please feel free to contact our office.

Thank you for contacting Insubuy for your insurance needs. Most insurance plans will be renewable, the premium is based upon a daily rate so the amount of days that you are want to purchase or renew for is what will determine your premium. If you would like assistance in selecting a plan please contact our office . Are these two plan renewable? HCC life short term medical 500 HCC life short term medical 1000 In order to determine eligibility for this plan, please advise as to what the proposed insureds status in the United State will be while in the US. 5.5 years old, B2 visa. what else information is needed? As a visitor into the United States this individual is not eligible for the short term domestic insurance plans. Please use the following link to find eligible plans for this individual. Visitors Medical Insurance for visitors to the United States: /

Thank you for your interest in purchasing insurance through us. You need to provide the address on whichever address you want us to mail the card. I would suggest to provide US address. Anyway, As soon as you purchase insurance you will receive confirmation by e-mail which will have all the documents that you can print and physical card will be mailed to you next business day. Patriot Platinum brochure, instant purchase link, /patriot-america-platinum-insurance/ Please feel free to contact us if you have any further questions.

Unfortunately, there is no short term plan that covers routine Dr. visit or medicine for the pre-existing conditions. Some plan provides coverage for the acute onset of pre-existing conditions. Please find more information at Acute Onset of Pre existing Conditions. You can purchase Expatriate Health Insurance. But again application needs to go through Underwriting dept. based on the medical information provided in the application Underwriting dept. will determine and will give you offer what is covered and what's excluded. Again none of the plan will cover pre-existing conditions immediately. There will be waiting period based on what kind of pre-existing conditions. Please review the expatriate plans and feel free to contact us if you have any further questions.