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Q:Missionary insurance for Kenya Below are some questions my step-father had about the plans (since he knows a whole lot more about this topic. I know we talked more about the short-term plan but this seems to fall under long-term. If I went with the short-term, would I be covered in the states when I come back? I realized in starting to pack up my things that I had IMG in the past through another missions agency but did not have to use it while on the field...so i'm not really sure the protocol. Any assistance you can give me would be great so I make an informed decision. _____________________________________________________________________________________________________ The insurance that I researched and seems to be a good fit for you is Global Mission Medical Insurance - IMG ( International Medical Group) Info can be accessed through INSUBUY website and can be purchased online. They offer 4 plans - Silver or Gold would would be your best choices. Silver - worldwide coverage Gold - worldwide except U.S., Canada, China, Hong Kong, Japan,... Gold is less expensive and probably your best choice. The rate sheet is available on website. Some questions you probably need to ask before choosing this plan or any other. From folks in Kenya - What plan do folks have that are serving in your area? Are you eligible to participate? Does anyone have GMMI - IMG Ins and do the medical facilities in your area accept this ins. From Insurance broker INSUBUY The above questions plus What plan do they recommend for your particular situation? If you choose this plan over the Silver plan - will you be covered during your travel and stay back in the U.S.? If the gold plan from GMMI -IMG makes sense or any other recommended plan then you need to choose the highest deductible you can afford - probably between $250, $500 and $1000. Your yearly premium would be between $1069, 998, and 736, respectively for the gold plan.
A:
{{currentOrigin}}/answers/missionary-medical-insurance/missionary-insurance-for-kenyabelow-are-some-questions-my-stepfather-had-about-the-plans-since-he-kn-66251/1. Yes, people in Kenya have purchase GMMI plans. 2. In all GMMI plans such as Silver, Gold, Gold Plus and Platinum, you can choose the appropriate area such as worldwide, worldwide excluding US and few other countries etc. Therefore, if you could like the coverage in the U.S., you must select worldwide. GMMI is highly recommended and you purchase it online at /global-medical-insurance/ Please let me know if you have any other questions.
Q:Athletic Professions Disability Insurance I dont understand what a residual disability or cola rider is?
A:
{{currentOrigin}}/answers/other-insurance/athletic-professions-disability-insurancei-dont-understand-what-a-residual-disability-or-cola-rider-61045/Thank you for your interest in purchasing disability insurance. Residual disability – Means a person is still actively engaged in their occupation, but because of a sickness or injury, he/she is suffering a loss of time and duties and suffering a loss of income. COLA Rider – Cost of Living Adjustment Rider. Means your benefit would go up according to the inflation. Please let me know if you need any of those riders or not and I would be glad to provide you the accurate quotes accordingly.
Q:Health insurance for former resident returning after 30 year absence Hello everyone, I have searched the Internet and can't find an answers to the following problem. I used to be a permanent resident in the U.S. and left approx 30 years ago to live in my home country. Due to the long absence my GC had expired. My son has dual citizenship and we would like to return to the U.S. I would apply for a new green card and my son would now sign an Affidavit of support for me. Returning to the U.S. for me would only make sense if I can be sure I will be able to obtain insurance coverage. I will be 65 next year, have worked in the U.S. and receive SS from there. I do not quite fulfil the mandatory 40 quarters to receive Medicare, unfortunately I only fulfilled 35 quarters. Would I be able to buy into the Medicare program Plan A and subsequent other available plans? How much would this cost me? Also, by now I havesome health issues (one of them a chronic disease). Could this in itself be a reason to be declined medical coverage by Medicare? I would greatly appreciate it if you help me find the answers I need
A:
{{currentOrigin}}/answers/new-immigrant-health-insurance/health-insurance-for-former-resident-returning-after-30-year-absencehello-everyone-i-have-searched-t-60831/You can purchase the Bridge Plan. It is meant for the people who are waiting for Medicare eligibility. /bridge-plan-insurance/ It will not cover any pre-existing conditions. Please read /new-immigrants-medical-insurance-plans/ It will give you good idea of the options you have (actually you don't have.) If you have any further questions about Medicare, I request you to contact the Social Security Administration at ssa.gov Please let us know if you have any other questions.
Q:Visiting US for pre-exixting condition Cancer & pneumonia I am looking to purchase health insurance for my father in law who lives in Tijuan Mexico, He currently has a pre-exixting condition Cancer & pneumonia. He is being treated in mexico but because he travels to the US I wouldnt want him to be here in California without health coverage. He is 66 yeras old and does have a Visa to travel to and from the US. Would you be able to help me?
A:
{{currentOrigin}}/answers/visitors-insurance/visiting-us-for-preexixting-condition-cancer-amp-pneumoniai-am-looking-to-purchase-health-insurance-13870/There is no visitors insurance available that could his pre-existing medical conditions. Insurance would be for any new medical conditions, injuries or accidents that may occur after the effective date of the policy.
Q:Insurance Benefits question I have few questions about F2 (F1 student dependent) health insurance. Currently I am working in Detroit and me & my wife have UMR comprehensive health insurance. I would be joining a university for further studies and will opt their insurance (my university pays for my insurance - PacificSource). I wanted to find out health insurance options for my wife who is on F2 dependent visa. If she gets visitors insurance, then would it be possible to avail benefits like gynecologist visits, ultrasonic exams, mammography, etc. The reason I am asking this is - recently she had breast biopsy and was advised by a doctor to undergo routine ultrasonic exams (mammographs, if needed) every 6 months or so. My current insurance covered all these services including out-patient breast biopsy. So I am wondering if any particular insurance would be covering these services too? I would appreciate your advise in this regards. Thanks.
A:
{{currentOrigin}}/answers/visitors-health-insurance/insurance-benefits-questioni-have-few-questions-about-f2-f1-student-dependent-health-insurance-curre-27793/There is no visitors insurance that would cover any of that. Thanks for your email. Could you please let me know what things will be covered? I thought if gynecologist visit would come under category of visiting a doctor and ultrasonic would be something similar to having x-rays. Isn't it the case? I would still like to go ahead and buy this insurance depending on what minimum things are covered. Could you plz let me know? Thanks again for your help.... regards Pre-existing conditions or preventive check ups are not covered. You can look at various plans available at https://www.insubuy.com You will find the complete details in each product’s brochure. Please let me know if you have any other questions.
Q:Travel insurance for Japan Does the end day include the last day of international coverage?
A:
{{currentOrigin}}/answers/travel-medical-insurance/travel-insurance-for-japandoes-the-end-day-include-the-last-day-of-international-coverage-24660/That depends upon the insurance plan you purchase. Could you please let me know whether you have already purchased the insurance or you are planning to purchase? What is the name of the insurance plan? What I need is a plan that covers me while I am in Japan, I'll be staying with my son on a US military base from Oct 27-Nov 5, leaving on the 5th in the evening. The base requirement for me is to have evacuation coverage from Japan to USA and also emergency medical care. They suggest $100,000 minimum coverage. I just found out I need this and I am leaving on Oct 27th so I also need immediate proof of coverage once it is purchased. Can you tell me if any of your plans cover all of this? Thank you for your help, You can purchase either Atlas International or Liaison Continent, listed at /atlas-international-insurance/ /safe-travels-usa-comprehensive-insurance/ In either of these two plans, you will have coverage till the last date you mention. Therefore, if you need coverage from Oct 27 to Nov 5, those are the dates you will specify. Please note that no insurance plans guarantees evacuation from Japan to USA. The emergency medical evacuation is always to the nearest place where adequate care can be given. However, hundreds of people who are visiting their relative (son etc.) at the US military base in Japan have already purchased the above plans from us and they are acceptable to them. Please let me know if you have any other questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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