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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:J1 visitor insurance needed Hello, My sister is preparing documents for J1-visa. She lives in Portugal, but she is a citizen of Kazakhstan. She needs to have an insurance during all her contract - 1,5 years. Her employer is in Atlanta, Georgia. So do you have some insurance programs for J1-visa owners?

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meets standard J1 visa requirements. If her school has any additional requirements, please send it to us in pdf attachment. J1visa insurance, /j1-visa-health-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:J1 visitor insurance needed Dear Sir/Madam I want to buy a suitable insurance to cover the requirement of my university (UCSB). In fact I have tried two insurances both of which cannot meet the requirements, so I have cancelled them. Could you give me suggestions on how to meet the following requirements: 1. $100,000 per accident & illness in medical coverage 2. Deductible cannot exceed $500 per accident or illness 3. Coinsurance that does not exceed 25% 4. Medical evacuation coverage must be at least $50,000 5. Repatriation coverage must be at least $25,000 6. Pre-existing conditions must be a covered benefit. The waiting period for benefit coverage cannot exceed 12 months 7. Carrier must be at least A- rated or backed by the full faith and credit of the Exchange Visitor's government

A:
Thank you for contacting Insubuy for your insurance needs. Based on the requirements below we would recommend purchasing the Patriot Exchange Program. Please use the link below to review the plan and purchase. You may also purchase by contacting our office at (866) INSUBUY. If you have any additional questions please let us know. Patriot Exchange Program: /patriot-exchange-program-insurance/
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Q:J1 visitor insurance needed I'm a Chinese undergraduate student, and I will take a summer program in the United States. To get my J-type vise, I have to buy a short term insurance covering my stay there. What's more, I need the Proof of medical insurance as soon as possible. I will appreciate it if you can provide me with a digital Proof of medical insurance. If Yes, could you tell me where could I get it. If No, how much time will the mail take?

A:
Thank you for contacting Insubuy for your insurance needs. Any plan that you purchase will provide online documents within 30 minutes of your initial purchase that will supply you with all of the needed documentation for your University. Please use the link listed below to locate plan that will be available to J visa holders: /j1-visa-health-insurance/ If you would like assistance in finding a plan that will meet your Universities requirements please send them to this email address for help from a licensed agent.
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Q:J1 and J2 maternity insurance Hi Insubuy staff, I would like some support to choose a health insurance. My husband and I arrived in the USA two months ago, me as a J2 Visa holder and him as J1 visa. We are going to stay here until July 2017. I recently discovered that I'm pregnant (less than 1 month) and my current insurance plan doesn't cover pregnancy. Therefore, I would like to make few questions: • Is It possible buy a new health insurance and stay covered, even with this pre-existent condition (pregnancy)? • If yes, Could you kindly give me more information about this plan? • Should I buy an insurance for the baby before or after his/her birth? Thanks for you attention.

A:
Thank you for your interest in purchasing insurance through us. Unfortunately, there is no plan exist that will cover maternity if you are already pregnant.
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Q:J1 insurance Hi I`d like to get a quote for the following: 05/12/2016- 08/30-2016 • Medical Insurance of at least $100,000 per accident or illness • Medical Evacuation of $50,000 for expenses associated with the medical evacuation of the exchange visitor to his or her home country • Medical Repatriation of Remains in the amount of $25,000 Deductibles not to exceed $500 per accident or illness I tried online to get a quote but I could not see for Medical Repatriation of Remains in the amount of $25,000. Note: I have J1 visa.

A:
Inbound USA plan meets Standard J1 visa requirements. If you need some insurance that meets all the requirements from your school you need to purchase Atlas America plan . Inbound USA brochure, instant purchase link, /safe-travels-elite-insurance/ Atlas America brochure, instant purchase link, /atlasamerica-insurance/ You can find more plans for J1 visa at, /j1-visa-health-insurance/ Please feel free to contact us if you have any further questions.
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Q:My father is in USA already. He has cad diagnosed a week back with no other prior medical condition before this diagnosis . He is on medical treatment for now . He is here until December here . Is there any plan for him to cover any sudden unexpected recurrence of this and also acute exacerbation of the condition for him which can cover these in case it happens again .

A:
Unfortunately there is no insurance which will cover the benefits you are looking for. Acute onset or sudden and unexpected recurrence of pre-ex will be covered only if occurs after the effective date of the policy. There is no policy to cover the people who are already sick. It is the best to purchase the policy before the person arrives in the US. At this time, it is too late for that purpose. Of course you can still purchase the insurance but it will cover any new medical condition injuries or accidents that occur after the effective date of the policy.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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