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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am not your current customer but I want to inquire about if your Co. would provide any travel insurance, single trip, for F1 student(now in OPT period) who is working in San Francisco (home country is in HK) but would like to visit NY for 5 days?

A:
You can purchase Trip Cancellation Insurance. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Your residence Country is US and state will be CA. If you don't want to insure your trip cost. You can enter trip cost $0. Please feel free to contact us if you have any further question.
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Q:I would like to know if there is any plans for your health Insurance that covers pregnancy from 20 weeks, as am planning to Visit (Minnesota) US this June to visit a family member. Citizenship is Nigeria, Residence in Hungary with my husband, Age is 27 years, Intended travel Date is 1 June 2017 and return back to Hungary on 15 October 2017.

A:
There is no insurance for an international visitor which covers maternity. We have the Atlas America plan which covers only complication of pregnancy up to 26 weeks. Please find more information by clicking on the link. Under certificate wording, Please look for complication of pregnancy benefits.
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Q:I am considering to book for a Cancellation insurance for a flight from Sydney Australia to Paris. The purpose of my visit is to go on vacation there with some friends. Being a student, I might change my mind depending on my classes. I would be able to confirm this decision with you a month before the flight. I am yet to book my flight but I would like to know the cost for this insurance and whether I would be refunded the whole about If the cancellation is made a month prior. Please let know my options as I would like to make this decision "very" soon.

A:
Trip cancellation insurance will cover 100% only if the trip is cancelled for a covered reason. If you are unable to go because of your classes then that would not be a covered reason. To have coverage for this you would purchase a plan that has cancel for any reason option but this will not cover 100%. The max benefit is 75% of the cost. For a quote please enter the required information in the Trip cancellation section of our website. If you need additional assistance please feel free to contact our office.
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Q:- I am a traveler from India (Permanent Residence: INDIA), currently in the USA, Minnesota. (Age : 37, Single Traveler) - I am travelling back to India on 7th April and will reach India on Sunday (9th April). - As this is my return journey from USA, the total cost of my trip is just the Air Ticket Cost ( $1000 approx for the return flight only). I need a Travel insurance just to cover my "Loss of Checked in Baggage" during my flight (Around $1000 coverage would suffice. All other travel insurance needs are already covered by the organization I am working in. Could you please suggest me a plan that would be suitable for my need ?

A:
Thank you for your interest in purchasing insurance through us. As you are already on your trip and You can't purchase one way trip insurance which will cover Loss of checked luggage benefits. Have a great weekend. You can purchase medical insurance on our website.
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Q:I have to travel Plano, Texas from 13 April to 10 July. Can you please help me to know which plan should I buy for my Wife and 3 years Child.

A:
You can purchase Atlas America plan that is family friendly, so if one parent insured child under 9 years get insurance at no cost. Please use the link listed to review the plans offered for coverage as well as the Atlas America family friendly plan.
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Q:I am ready to purchase International Health Insurance for my wife and son. They are both US citizens and we live in South Africa. My son is 4 months old. We are immigrating to the US in April. I have resigned from my current job here in SA and so we will lose our current health insurance from 1 April. My wife and baby need coverage while we are still in South Africa. Is the Patriot International travel insurance the best option for them? What do I select for "date of departure from home country" and "date of return to home country"? We have bought one way tickets from South Africa to the US.

A:
The Patriot International plan would be the most appropriate plan for coverage for your wife and child. The date of departure from the home country would be the date they left the United States because as a U.S. citizen the USA is always considered their home country. Date of return to the home country would be the date expiration date of the policy. If you have any additional questions please contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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