There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:how credible is insubuy?

A:
We are an insurance broker that has been in the business for 20 years. We are an accredited business by the Better Business Bureau. You can read more about why you should purchase through us here. Should you have additional questions or concerns you may also call our office at +1 (866) INSUBUY. Alternatively, if you are looking for travel medical insurance you may view and quote insurance plans here. Read more About Insubuy
{{currentOrigin}}/answers/international-travel-insurance/credibility-of-insubuy-96745/

Q:we are about to book a Viking River Trip with Viking Air as well to south of France in may. My biggest fear is that Viking will become insolvent before we get to use our trip. Is there insurance available for this? It would be preferred if it was a more standard Travel insurance against medical cancellation and medical evacuation as well as supplier trip cancellation and all the other normal stuff but without the exclusion for insolvency of the supplier but I'd look at anything. Also I'd want to be sure that insolvency includes what in the US is called reorganization, where they stay in business but don't have to pay their debts.

A:
Thank you for contacting Insubuy for your insurance needs. Based on the information provided we would recommend the Safe Travels First Class Trip Protection plan. This plan includes coverage for trip cancellation as well as medical evacuation, and emergency medical expenses. One of the covered cancellation reasons in the base policy is bankruptcy and/or default of your travel supplier that occurs more than ten days following your effective date. This plan also includes coverage for cancel for any reason. In order to be eligible for this benefit the policy must be purchased within 10 days of your initial trip deposit date. Under cancel for any reason, you are able to cancel the trip for any reason that is not covered under the base policy. You will have to pay an additional premium to add this benefit to the policy. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/holiday-insurance/trip-cancellation-insurance-for-bankruptcy-of-the-travel-supplier-19554/

Q:For a visitor in The USA, which insurance covers both new illnesses and preventive and routine care ?

A:
The visitor insurance on the market is designed to cover the new illnesses and injuries that manifest in the body after the effective date. They will exclude the coverage for pre-existing conditions, preventative and routine care. Should you need further assistance please call us at (866) 467-8289. Alternatively, you view and quote the visitor plans here.
{{currentOrigin}}/answers/other-insurance/visitor-insurance-with-preventative-and-routine-coverage-14330/

Q:I am a new immigrant to USA from 07.18.2020. I have a green card. I am 70 years old. I have private piano classes at home since September of this year. My income is about $300 a month. I am married. Can I have ACA and how to do that, please? Thank you.

A:
We are not able to offer you any ACA compliant insurance , you can contact the marketplace for options.
{{currentOrigin}}/answers/new-immigrant-insurance/i-am-a-new-immigrant-to-usa-i-have-a-green-card-can-i-have-aca-58980/

Q:I am an Indian Resident and plan to stay for a month in NY. Am i eligible for Atlas America Travel insurance? In the guidelines I read somewhere that NY addresses are not included in the policy?

A:
Thank you for contacting Insubuy for your insurance needs. If the insured person is physically located in New York at the time of the application, they would not be eligible for the coverage. If the plan is purchased prior to arrival in the state of New York that is fine. If you need assistance regarding purchasing the Atlas America plan or looking at other options please let us know. You may also call our office at (866) 467-8289.
{{currentOrigin}}/answers/visitors-health-insurance/atlas-america-insurance-coverage-geographic-restrictions-on-new-york-state-44426/

Q:Which insurance covers routine maintenance / medical visit and emergency room visit too ?

A:
The visitor insurance plans on the market are designed to cover the new illnesses and injuries that manifest after the effective date. They will exclude coverage for pre-existing conditions, preventative and routine care. Should you need further assistance or have additional questions regarding this you may call our office (866) 467-8289. You may also view and quote visitor insurance plans here.
{{currentOrigin}}/answers/visitors-health-insurance/routine-coverage-in-visitor-insurance-plans-52773/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More