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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:My daughter and I have held a Patriot America Plus policy purchased through you for several years now. I am currently looking to add my husband on to our policy (or purchase a separate one for him) as his current policy taken out through the college he is studying at will expire shortly. We have been here on F1/2 visas since 2013, and currently have a green card pending so our status is now legally present while green card pending. My husband is both a helicopter and fixed wing pilot, holding all relevant licences, endorsements and a class I medical. Can you please confirm that as long as we include the Adventure Sports Rider optional extra that he will be covered while piloting a non-commercial aircraft?
Q:I am a dual British/US citizen currently residing in the UK. I will be travelling to the USA in December to attend a specific event. I am looking for cancel for any reason insurance, to insure the cost of my flights should this event be cancelled or postponed. However, I am not sure if this is available to non US residents. I booked and paid in full for the flights yesterday. Any advice appreciated. Thanks!
Q:Greetings, after reading some information online it seems no one can Guarantee what will be covered. Here is my situation my parents both citizens of India Father 67 year old: pre-existing condition know: heart condition angioplasty done in Nov 2016 (unplanned due to heart attack) March 2017 planned angioplasty, he is also diabetic. He is recovered now and have been travelling My mother 62 year old, no known pre-existing condition what health insurance you would recommend for them they plan to visit USA next month for 4-5 weeks? I know you can not Guarantee, but still any recommendation, or they should NOT travel at all my father is on medication and doing all tests there in India
Q:We have an employee who is working oversee most of time. She is going back to US for about two months. She is also a US permanent resident. Can you tell me what is best medical insurance for her?
Q:I have read about Student Secure Elite Insurance. Can you confirm that as a short-term scholar (arriving with J-1 visa) I am eligible to purchase it? Moreover I will need you to sign the compliance form attach to this email. Will you sign it when I will purchase the insurance? Could you please carefully read it and confirm that policy will meet all the requirements? Please find the compliance form attached to this email or it can be found on Stanford's website: https://vaden.stanford.edu/sites/default/files/insurance-coverage-certification_fy18_0.pdf
Q:I am a kidney transplant patient (have received a kidney from my mother in 1999), and soon will be a resident of Baton Rouge , Louisiana because of my spouse. Of course being a chronic kidney patient, my concern is being submitted for emergencies due to side effects of my medication that cause dehydration and similar minor complications . I also know that healthcare without any coverage in the US is very expensive. I would like to consult how I can receive a affordable health coverage with a preexisting (chronic kidney failure) like mine?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
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Most schools require international students to purchase health insurance.
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