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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Discounts for parents visitors insurance My parents will be visiting in April age 68 and 60 for 4 months. I am located in Fremont, CA and need help in picking the Visitors Health Insurance. I was thinking between Patriot America Plus and Atlas America. Can you suggest which one is better between these two or do you suggest any other one? I am seeing MultiChoice Insurance is giving 12% discount on Atlas America. Do you match their price?

A:
Please note that rebates are completely illegal and prohibited by all insurance companies. Every insurance company has already sent the message to all the producers. Please read why you would purchase form a reputed broker like Insubuy at /why-purchase-from-insubuy/
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Q:Travel Insurance for two Sisters I do not see an option to get a quote for two members (Sisters) who are planning to travel to USA from India. Appreciate your support to let me know on how to get a insurance quote, so that I can consider the option of purchasing the insurance through the website.

A:
Thank you for your interest in purchasing insurance through us. You would just put in the information for one sister at a time. They would have two separate policies. If you need additional assistance please feel free to contact our office.
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Q:Home Country Address I am trying to buy health insurance for a travel coming to US from India. I do not see you collecting the mailing Address where you would send the Insurance card.....? I see that you are collecting the person's "Home Country Address". But if the person is arriving in to US, where are you collecting this delivery address of the card?

A:
Thank you for contacting Insubuy. The ID cards are sent electronically so in that case no documents will arrive by mail. If you need additional assistance please feel free to contact our office.
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Q:Medical Insurance for Parents coming to Colorado Hi my parents are visiting USA and there age is 69 and 65.what is the best comprehensive plan ? ex: if they get fever or cold etc is that covered? please provide quote and they are planning to arrive in couple of days.

A:
Thank you for your interest in purchasing insurance through us. We have several plans for your parents that will cover any new illness or injury that occurs after the effective date of the policy. The plan I would recommend is the Patriot America Plus. Patriot America Plus brochure and instant purchase link: /patriot-america-plus-insurance/ You can look for additional plans here: / Just enter the information and review the available plans. If you need additional assistance please feel free to contact our office.
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Q:Pregnancy: Pre-Existing Condition Coverage Medical Insurance My sister is pregnant and visiting me in Davis California as a tourist. She needs to do HCG, REST3, AFP, RINHBA, and Sonography test in Sutter Hospital in Davis California. Do you have any insurance plan that can help her to reduce the cost and also be accepted by that hospital? (The cost of those tests will be around $1000 without insurance as they estimated for me).

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is not a plan that you can purchase that will cover for any pre-existing conditions. Plans are only designed to cover for the new accidents and new illness that occur after the effective date. Pregnancy is considered a pre-existing condition, this would be an expense that would be handled completely out of pocket so insurance would be available for this instance for a visitor as it does not exist. If you need any further clarification please feel free to contact our office.
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Q:US citizen Pregnancy lives outside USA I am an American citizen currently living overseas. I'm visiting the US for the summer. There's the possibility I may be in the early stages of pregnancy. Do the policies you offer for citizens visiting the US cover maternity complications?

A:
Thank you for contacting Insubuy for your insurance needs. However, for a United States citizen there is not a plan that will cover for pregnancy complications for a U.S. citizen. The plans available will only cover new accidents or new illnesses that occur after the effective date. Please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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