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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Best plan for 70 year old mom traveling USA from India I am bringing my recently widowed 70 year old mother to stay with me in Charlotte, NC for at least 6 months and maybe even a year. What is the best plan for her especially if she needs some coverage for any acute onset of pre existing conditions that might occur during her stay? Thank you so much for your help.

A:
Thank you for your interest in purchasing insurance through us. Before we suggest any plan would like to know whether she is coming to USA on visitor visa or immigrant visa, are you planning to file her green card? Once we get response from you will suggest insurance plan accordingly. Acute onset of pre-existing conditions are available up to age 69yrs. Practically for age 70 and above you purchase insurance only for new sickness, injuries or accident. However, some plan has coverage for sudden and unexpected recurrence of pre-ex conditions max. $2500. More information on sudden and unexpected recurrence of pre-ex at, /sudden-and-unexpected-recurrence-of-pre-existing-conditions/ Please visit our website if she is coming here on visitor visa, www.insubuy.com New immigrant visa insurance at, /new-immigrant-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions. My mom is coming on a visitor visa but we are going to file for green card as soon as we can. Thank you for your quick reply. In that case I would suggest to purchase Patriot Platinum for $100k or patriot America or go travel plan for her. This plan is good for visitor as well as new immigrant. When you file her green card she will not be eligible for visitor insurance. Once she get social security number then she may be eligible for long term plan that is PPACA compliant plan. Please find more information at, /new-immigrants-medical-insurance-plans/ /medicare-for-new-immigrants-green-card-holders/ Insurance plans at /new-immigrant-insurance/ Please feel free to contact our office if you have any further questions.
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Q:Multi-trip Insurance my girlfriend and i are planning to visit Chicago frequently in the next 12 months. Our stays will vary from a few weeks up to three months. We are Italian citizens (47 myself, 32 my girlfriend). We would like to buy a basic medical insurance package. Can you please send as a quotation?

A:
Thank you for your interest in purchasing insurance through us. If your trip is no longer than 45 days you can purchase multi-trip insurance otherwise you have to purchase single trip insurance. You can find plans for multi-trip insurance at, /multi-trip-travel-insurance/ Find Single trip insurance at, / Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:Atlas America vs. Patriot America Plus insurance My parents and my sister is travelling to United states from India for 2.5 months in mid August and I want to buy an insurance for them which covers medical insurance as well as travel insurance. The travel insurance coverage I need is to and fro from India and multiple travel within USA (though major stay during this period will be in Atlanta, GA). My parents (father and mother) are 62 and 58 years respectively and my sister is 27 years of age. My Dad had a heart attack 5 years back so I am looking for insurance that covers pre-existing conditions as well. I was looking at Atlas America and Patriot America Plus insurance plans. But need your help in finalizing which one will suit best for me given all the conditions above for my parents and sister covering both medical and travel insurance.

A:
Please read /compare/atlas-america-vs-patriot-america-plus-insurance/ to understand the differences between those two plans. If you need any further help in choosing among two, please call our office.
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Q:Visitor Travel Insurance fulfillment I want to buy insurance for my stay in the US from 7/27 to 8/25. I have decided on a plan but it seems that the policy can only be delivered by mail. IS there any way to receive the policy online and then take print out’s of it? I currently live in Berlin so getting the policy by snail mail is not an option at this point in time.

A:
Thank you for your interest in purchasing insurance through us. The plans will all provide policy documents by email and then in some cases will also send policy documents by mail. If you need additional assistance please feel free to contact our office.
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Q:Travel Insurance coverage dates question I have to buy Comprehensive Travel Insurance for travel to NJ, USA. My ticket is from Delhi to Newark for 07 Aug 2016 & from Newark to Delhi for 05 Dec 2016. Kindly guide me as to from which date to which date I should take my insurance. I want to take my insurance for complete period.

A:
You would choose your dates according to US eastern standard time. If you need additional assistance please feel free to contact our office.
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Q:I want to buy the insurance plan from your company but I am not sure that the plan meet with the University requirement. I would like to check. Which insurance plans meet with the requirement of Boston University requirement for F1 international students?

A:
Thank you for contacting Insubuy for your insurance needs. There are no plans available that would meet your Universities requirements. We recommend purchasing from your University. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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