Ask Our Specialists

Thank you for your interest in purchasing insurance through us. As long as you purchase prior to arriving in the state of MD then you can purchase the Atlas America plan. You will purchase the plan separately for you, your wife, and your daughter. While there is no plan for visitors that will cover any pre-existing conditions the Atlas America plan will cover the Acute onset of a pre-existing condition for your wife and daughter. Recently we have a new Safe Travel USA Comprehensive coverage plan that covers acute onset of pre-existing for age 70+ also. Safe Travel USA Comprehensive coverage brochure, instant purchase link, /safe-travels-usa-comprehensive-insurance/ Brochure and purchase link for Atlas America: /atlasamerica-insurance/ Additional information about Acute onset coverage: /visitor-insurance-acute-onset-of-pre-existing-conditions/ You are able to purchase from India as long as you have a card that will pay in US funds. If you need additional assistance please feel free to contact our office.

Thank you for contacting Insubuy. There is no short term health insurance plan for visitors which will cover pre-existing conditions, routine doctors’ visits, immunizations or medications in relation to a pre-existing condition. The Atlas America plan has a benefit called the acute onset of pre-existing condition coverage for anyone under the age of 70 . If there is a sudden an unexpected occurrence, something that occurs without advance warning and requires emergency care, and the treatment must be obtained within 24 hours. I have also included a link below which contains frequently asked questions in regards to this benefit. If you have any additional questions please let us know. FAQ Acute Onset of Pre-existing conditions: /visitor-insurance-acute-onset-of-pre-existing-conditions/ Thank you for contacting Insubuy. There is no short term health insurance plan for visitors which will cover pre-existing conditions, routine doctors’ visits, immunizations or medications in relation to a pre-existing condition. The Atlas America plan has a benefit called the acute onset of pre-existing condition coverage for anyone under the age of 70 . If there is a sudden an unexpected occurrence, something that occurs without advance warning and requires emergency care, and the treatment must be obtained within 24 hours. I have also included a link below which contains frequently asked questions in regards to this benefit. If you have any additional questions please let us know. FAQ Acute Onset of Pre-existing conditions: /visitor-insurance-acute-onset-of-pre-existing-conditions/ Hello, I am looking at buying a health insurance for my dad who is travelling to the US for 3months. He's diabetic, hypertensive, has had a heart attack two years back but no stents were put as it was deemed not necessary and was treated medically using injections that removed the block and has been on heart medication since. He's not had any symptoms in the past two years like Angina or chest pain, breathlessness etc. My question is if he requires medical attention while in the US for an angina or any heart related stuff. Would it fall under "Acute onset of pre-existing condition" or would this be termed chronic? Thank you There is no one way to answer for sure. It could go either way.

As long as you purchase the policy before they arrive, then you would be able to renew it as needed. So you could purchase it for 2 or 3 months and then renew it before the expiration date. However, if the policy were to lapse/ expire and was not renewed on time, then at that point you would not be able to re-purchase. Please let us know if you have any further questions.

Thank you for your interest in purchasing insurance through us. Unfortunately, we don't have any plan that meets all of your school requirements.

Thank you for your interest in purchasing insurance through us. Not all of the plans you have listed cover the Acute Onset of the pre-existing condition. For example, Patriot America and Atlas Essential America do not offer coverage for the Acute Onset. To answer your question, you are covered in or out of network with any of these plans. It is not required to only go to an in-network provider. If you need additional assistance please feel free to contact our office. Is there any plan for 70+ acute on-set of pre-existing conditions? Hello, Recently we have some plans that covers the Acute Onset of pre-existing up to age 89yrs. Update: Now there is a plan available for 70+ that would cover acute onset of pre-existing conditions. Please look at /safe-travels-elite-insurance/ However, it is a fixed coverage plan and not a comprehensive coverage plan. Comprehensive coverage plan is Safe Travel USA comprehensive coverage plan. Brochure, instant purchase link, /safe-travels-usa-comprehensive-insurance/

Thank you for your interest in purchasing insurance through us. We have many plans that provide him coverage outside USA. But before we suggest any plan would like to his age, home country and how long he needs coverage. Once, we get these information will be glad to suggest you some insurance plan accordingly. Meantime, You can visit our website at, /travel-health-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us. Date of birth 23 Sep 1949 Home country: USA Length of coverage: 1year He used to have corporate insurance plan with Aetna global but now we are looking for private international insurance for him. Thank you for your quick reply. You can purchase Patriot International plan for him. Patriot International brochure, instant purchase and other useful information, /patriot-international-lite-insurance/ You can compare these plans at, /travel-health-insurance/ If you have any further questions feel free to contact us. I requested more information from my boss on what he wants to have in terms of international insurance. Below is his email re international insurance. "Ideally, the non-USA coverage should provide the same benefits as Aetna does globally. Some examples: broad coverage of doctor visits, hospitalization, lab analysis and maybe prescription drugs. Annual deductible not to exceed, say, $2,000 and co-pay, if any not to exceed 20% above the deductible. Hospitalization (semi private room) would be 100% covered although the extra cost of a private room would be covered by me." I will very much appreciate your advice. The plans previously mentioned are not going to provide the same benefits as Aetna does as far as pre-existing conditions are concerned. If that type of coverage is what you are looking for then we have a plan called Voyager Choice. The Voyager Choice plan is limited to 180 days per trip so is not going to provide the duration you are requesting. The plans previously offered will provide coverage for any new illness or injury that occur after the effective date and are available for the duration you are requesting. Since you choose the deductible then that is not a factor and the plans will then pay 100%. If you need additional assistance please feel free to contact our office.