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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Your webpage has changed. I find it difficult to find a policy that applies to a U.S. citizen who is making a short-term visit to the U.S. (Note: the U.S. address listed above is my family home where I will be staying while in the U.S.) Please advise which health/life insurance applies to my situation.

A:
We would be glad to assist. There are a couple of plans that can cover a U.S. citizen visiting the U.S. who reside abroad. I am attaching the links for those plans below for you to review. You can run quotes through the quotes and purchase buttons on each page to see benefit options, as well as pricing. Patriot America Patriot America Plus Diplomat America The 2 Patriot Plan options, offer coverage during travel as well. Please let us know if you have any additional questions, or need any additional assistance.
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Q:Can you give quote for international students for the Harid Conservatory for an 16 year old female student .

A:
If they are coming on F1 visa then we have many plans on our International Student Insurance sections.
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Q:I need help in making decisions as to which medical insurance coverage would be suitable and best for my mother who will be coming to visit us for four months.

A:
Thank you for your interest in purchasing insurance through us. If you provide your mothers age, her travel date, which state she needs coverage and will be glad to suggest you insurance plan accordingly. Meantime, please visit our website at the link below for Visitors Insurance quotes: Insubuy Visitors Quotes Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:I planning on traveling to Argentina and Chile April 26-May9, 2019. I want international medical insurance incase I get sick or hurt and need medical evacuation back to USA where I have private medical insurance coverage. I was looking at Atlas International by Llyods. Is that the best plan for me ? Thinking of a million max and zero deductible. Advice appreciated.

A:
We would be glad to assist. The Atlas International plan is a recommended plan for travel outside the U.S., and does include Medical Evacuation benefits. However, Medical Evacuation benefits do not bring someone back to their home country specifically for treatment if something happens abroad. First the benefit will transport you to the nearest medical facility that can appropriately treat you. If that hospital is 100 miles away from where an incident occurs and is still in Chile for example, that is where you would be treated. If something has happened, and based on the situation, the attending physician recommends transport back to home country, the insurance company would then review the recommendation and make a final decision. If you have any additional questions, please let us know.
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Q:My wife is a new immigrant to the states ( Green Card holder). No pre existing problems. The period is starting to be irregular for 2 months plus I thought that she is starting to be overweight!. So, should we see the doctor by this plan or it doesn't cover the office visit and needed treatment. I found this provider Dr. Kathy Summers MD; Obstetrician-Gynecologist in your PPO network. When I contact her office to see if they deal with this insurance or not, they didn't know as they don't know the name of the insurance. So, please what's the name of the this plan or this insurance?. Also, Is this insurance acceptable with Dr. Summers?

A:
You are wanting to go to the doctor for an existing situation and these plans will not cover that. You will need to pay out of pocket if you go to the doctor for this issue. Since she is a new immigrant is she eligible for domestic insurance? Those are the plans that will cover an existing situation.
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Q:I want to double check that I, as a US Citizen, living in the Netherlands, and returning to the US for a 3 week visit, can buy a Patriot America Plus policy for medical insurance. It would cover me, and my son (who is also a US citizen) as well as my husband who is a citizen of France. All 3 of us live in the Netherlands and have been in the EU since August 1, 2017. I appreciate any help you can give me to help me make a decision in buying temporary medical insurance for my trip to the USA.

A:
Thank you for contacting Insubuy for your Insurance needs. The Patriot America Plus plan is available to your family for coverage according to the information you have provided. You and your son can be on one application as you are both U.S. citizens. You will need to complete a separate application for your husband as a French citizen. If you have any additional questions please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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