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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a visiting scholar, and have J1 visa. I want to buy your healthy insurance. I have a daughter, she is 9 years old. but she will be 10 years old on July 21. How can i buy the insurance? I want to by the insurance frome Mar 9 to Dec 28. Can i fill out the age of my daughter 9?

A:
Yes, you would put her age as 9 since she is 9 as of the effective date of the application. If you need additional assistance please feel free to contact our office.
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Q:I am looking for medical insurance for my spouse. She is 25 y.o., Russian, visa F-2. University (Virginia Tech) minimum requirements are as follows: Adequate provider care within a 50 mile radius of campus of enrollment Deductible of no more than $500 per accident or illness Major medical benefits of at least $500,000 per insured per policy year Repatriation and medical evacuation coverage to home country at no less than $10,000 Pregnancy, childbirth and complications of pregnancy must be treated as any other illness under the policy Prescription coverage of no less than $500,000 per insured per policy year Mental health care (in- and outpatient) covered as any other illness No pre-existing condition exclusions or waiting period No limits or internal dollar caps on coverage, including services, treatment or surgery Coverage is valid for one year from Aug 1 or first day of enrollment in school, and effective through the following July 31 or last day of the month of the student's graduation

A:
Thank you for contacting Insubuy. There are no plans available which will meet the requirements below, since you require a plan which has "No pre-existing condition exclusions or waiting period". We would recommend purchasing from your university. If you have any additional questions please let us know.
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Q:I plan to buy a travel insurance for Italy for 10-12 days. I will be traveling out of Canada, but I am a resident of New Zealand and came to Canada as a tourist. Please advise which plan can I buy.

A:
You can purchase a plan from the Schengen Visa section of our website to meet the requirements. All of the plans in this section meet the requirements for the Schengen visa. If you need additional assistance please feel free to contact our office.
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Q:I and my wife are travelling to USA to see our daughter My DOB IS 5/11/1943 My wife DOB IS 18/11/1950 We will be in Texas for about 70/75 days We are Indian citizen Kindly let me know type of insurance u offer for which our daughter will pay in us dollars

A:
Thank you for contacting Insubuy for your insurance needs. We are a broker, and offer all of the major plans available on the market for someone visiting the U.S. or traveling internationally. There are two types of short term medical insurance plans available for a visitor. The first type is a fixed coverage plan, and the second type is a comprehensive coverage plan. The plans are designed to cover only any new illness, injury or accident which occurs after the effective date of the policy. They will not cover pre-existing conditions, preventative treatments, or routine doctors' visits. Out of the two types of plans we recommend the comprehensive coverage plans since they will pay a percentage of the cost in the event something occurs, more specifically the Patriot America plan for you and Atlas America for your wife. You may use the link provided to view the plan options available, and obtain a quote. You may also obtain a quote and recommendation over the phone by contacting our office at (866) INSUBUY. If you have any questions please let us know.
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Q:I and my spouse (Indian Citizens) will travel from India on March 18, 2017 to Vancouver, BC, Canada with transit at Hong Kong (1day). Will arrive at SFO on April 15, 2017. On June 15 we will travel back to Vancouver, Canada and finally return to India va Hong Kong on July 10, 2017. My question is - Will the Vistor Secure Plan be available for the entire duration of 115 days? I hope the plan is not limited to USA only.

A:
Thank you for contacting Insubuy. The VisitorSecure plan will provide coverage anywhere outside of your home country. Please keep in mind the policy effective date and expiration date are based on the eastern time zone in the U.S. You may need to adjust your coverage dates accordingly to ensure you have coverage. If you have any additional questions please let us know.
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Q:Good day. Could you please recommend some effective insurance for our case. My mother has b2 tourist visa. She is in the USA since September 2016. She is flying back march, 19. She is 63 years old. We need something what can become effective as soon as in a few days after purchase. She does not have an emergency case. She has a breathing trouble. She needs to be treated by pulmonologist and to get a prescription. What company and plan will be better for her? Thank you

A:
Thank you for contacting Insubuy for your insurance needs. There are no plans available which will provide coverage for the situation described below, since the situation has occurred before the insurance was purchased. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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