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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My parents are visiting the US and I want a plan to cover their preexisting conditions. Could you please advise.

A:
The available plans are designed to cover the new accidents and illnesses that happen after the effective date of the policy. Plans do not cover the cost of preventative and pre-existing conditions. At most, plans could cover acute onset of a pre-existing conditions. If you could please provide your visa status we would be happy to recommend a plan based upon the provided information.
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Q:Do you have any policies that cover flight cancellation due to coronavirus? I am in Oklahoma.

A:
You can only purchase cancel for any reason trip cancellation insurance. But those plans you have to purchase within 10 or 20 days of initial trip deposit. Please find more information on Cancel for any reason trip cancellation insurance here. We don't have any details about your trip like trip cost, age, travel date etc. Please feel free to contact us if you have any additional questions.
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Q:I'm trying to find a health coverage plan for my mom. She is a China passport holder currently residing in Singapore as a permanent resident there. She is planning to visit the US on a 10 year tourist visa flying from SIngapore to Denver. I'm looking to get health insurance for her which will cover COVID claims after she departs Singapore through her entire stay here in the US for 6 months. Could you provide some guidance on this? Which are the plans should I be selecting from?

A:
Thank you for your interest in purchasing insurance through us. You can purchase Safe Travels USA Comprehensive plan. There is no specific exclusion for COVID-19. It will be covered as any other sickness as long insured person are infected after the effective date of the policy. Please read Coronavirus coverage in travel medical insurance here. If you provide her travel date, age and will be glad to send you quote by e-mail.
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Q:Does my Atlas America plan cover coronavirus?

A:
This plan will not cover the cost associated with COVID-19. However, There is no specific exclusion for Coronavirus on the Safe Travels Series plans . It will be covered as any other sickness. It should not be related to any pre-existing or preventive care. - Trawick International Plans Please read Coronavirus FAQ for Travel medical insurance here If you have any questions please contact our office.
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Q:How many time can I extend visitors insurance as I don't have the exact return date with me?

A:
You are able to extend your plan as many times as needed provided you have not exhausted the maximum duration of the plan. There is a $5 extension fee addition to the premium for the renewal of Atlas America Plans.
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Q:Does this insurance covers in my home country?

A:
The plans are desigend to cover anywhere outside of the home country.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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