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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I reserved a room in Disney using a site that sells DVC points. My reservation is in October 2020. I have not purchased anything else (ie tickets, airfare). Can I get insurance to cover the $2,500 I deposited on the room on 3/2/20? I am concerned with COVID-19.

A:
You can purchase our travel insurance plans. When you say you are concerned about COVID-19, it is not clear exactly what you mean. Please go through the following links to get more information. /coronavirus-coverage-international-travel-insurance/ /coronavirus-disease-covid-19-travel-insurance-faq/
{{currentOrigin}}/answers/trip-insurance/trip-to-thailand-covid-19-coverage-97395/

Q:I arrived in the USA on K- 1 Visa 2 months ago and I am still using the travel medical insurance I bought in my home country but since it is going to expire soon and I cannot purchase anything on the market place before applying for the Green Card ( which my husband and I are going to do very soon) I would like to buy a temporary plan. Would it be possible for me to buy online Atlas America given the fact I am already in the USA?

A:
Thank you for contacting Insubuy. You can take a look at the Fiance Visa section of the website for the available plans. If you have any questions please contact our office.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/travel-medical-insurance-k1-visa-51979/

Q:I arrived in the USA on K- 1 Visa 2 months ago, and I'm still using the travel medical insurance I bought in my home country , but since it's going to expire soon, and I can't purchase anything on the market place before applying for the Green Card, ( which my husband and I are going to do very soon), I would like to buy a temporary plan. Would it be possible for me to buy online Atlas America, given the fact I'm already in the USA?

A:
Thank you for contacting Insubuy. You can take a look at the Fiancee Visa section of the website for the available plans. If you have any questions please contact our office.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/fiancee-visa-insurance-for-new-immigrants-to-the-united-states-70532/

Q:We are approaching the time to purchase medicare health insurance. Should we signup for ACA health care while waiting for the fall window for Medicare or use Cobra for short term? Or is there an alternative short ACA compliant term health insurance we should consider?

A:
Short term health insurance plans are NOT ACA compliant. They are generally meant to cover any new medical conditions, injuries or accidents that may occur after the effective date of the policy.
{{currentOrigin}}/answers/other-insurance/short-term-health-insurance-waiting-for-medicare-20816/

Q:Is the premium shown for the entire policy or is it per person?

A:
For the entire policy. You can click on the button that says view more to see the breakdown per age group.
{{currentOrigin}}/answers/group-travel-health-insurance/group-policy-premium-total-39132/

Q:I want to extend my Visit USA policy until 30 May 2020. Want to know the quote for this and also quote if its till May 15.

A:
Unfortunately, the Visit USA plan is not an extendable plan, so there Is not an option to extend the policy however you can repurchase the plan.
{{currentOrigin}}/answers/visitors-insurance-usa/renewing-the-visit-usa-healthcare-plan-for-additional-2-months-10974/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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