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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I would like to buy a medical insurance for me and my daughter. I'm F2( F1 spouse) visa, My daughter was born in U.S, she has U.S passport. her residence country is China and me too. we have arrived US and lived at Oxford MS now. Arriving date is Sept.16.2018. The last four month we bought other company's medical insurance. I would to see if you can give me a quota, then I can make a compare.
Q:Me and my sister are planning to go to USA and study English there in the summer and we would like to know how to do the health insurance for an international student and how much will it cost us for one year . Please provide us with all the information to get it .
Q:I am thinking to buy Atlas America health insurance to cover my stay in the USA $0 deductible for a month and a half with $100,000 policy maximum. My question is can I use Lab (blood test) just go to lab place, that is provided on your list and tell them what I need, or I need dr. referral, or only Lab test that are covered are in the hospital in emergency situations?
Q:My parents are visiting from India and I need to buy Dental insurance for them. How would I go about getting it?
Q:I have a question concerning the "Atlas America" health insurance. My friend is Brazilian and is a student at UCLA (in F1 status). We would like to go skiing this weekend (in the US) however her health insurance does not cover adventure sports. Can you please confirm if your Atlas America insurance covers skiing accidents?
Q:I am looking for an insurance coverage for my spouse who holds J2 visa at Pennsylvania State University. I need a coverage for the period of February 1 to August 20, 2019. I am wondering if you have a coverage plan that is suitable to the requirements determined by Penn State University main campus. Below is the requirements: All requirements must be met for a waiver to be granted: U.S. carrier or entity is approved to do business in the U.S. and compliant with all guidelines of the Patient Protection and Affordable Care Act (PPACA) Carrier has a filed and approved health insurance policy with the Commonwealth of Pennsylvania Department of Insurance or has a sponsored insurance plan that meets the waiver standards and is approved by the Student Health Insurance Office, together with a letter of financial guarantee directly from the plan sponsor Coverage for 100% of preventive and contraceptive care (preventive examinations, immunizations and screening tests, as required by the PPACA and the Commonwealth of Pennsylvania for student health insurance plans) Coverage for pre-existing conditions with no waiting period Deductible no greater than $500; Coverage for all essential benefits for accident and sickness, including prescription drug coverage, without limitation Maternity Benefits (or Pregnancy) covered as any other illness or injury; Inpatient and outpatient mental health/substance abuse as any other condition No exclusions for injury or illness as a result of alcohol, drugs or attempted suicide Worldwide coverage $3,000 In-Network out-of-pocket maximum $15,000/$30,000 Out-of-Network out-of-pocket maximum OR U.S. employer-sponsored health insurance in place of standards 1-12; And Medical evacuation ($100,000/Repatriation ($50,000) minimum limits. Thank you. Have a wonderful day.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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