There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Group of one employee Is it possible with us to start a group with one employee? pls let me know

A:
No, sir. It is not possible to have the group of one employee. You can get individual health insurance for one employee which we sell. Please let me me know if you have any other questions.
{{currentOrigin}}/answers/group-travel-health-insurance/group-of-one-employeeis-it-possible-with-us-to-start-a-group-with-one-employee-pls-let-me-know-37629/

Q:Couple of questions Would the 50k cap cover a flight from Hermosillo Mx to Edmonton. Who makes decision to order flight. Can spouse fly with patient. Gordon

A:
I believe you are referring to the medical evacuation insurance. Yes, I believe that $50,000 would cover a flight from Mexico to Canada. Insurance company's emergency assistance department makes the decision after consulting with the attending local physician and evaluating the situation. Whether a spouse can fly with patient or not would be determined on case-by-case basis based on the space in the flight, severity of the problem, need for no. of assitance people in the flight itself. You can purchase emergency evacuation insurance online at /trip-cancellation-insurance/ Please let me know if you have any other questions.
{{currentOrigin}}/answers/other-insurance/couple-of-questionswould-the-50k-cap-cover-a-flight-from-hermosillo-mx-to-edmonton-who-makes-decisio-84580/

Q:Insurance for my son medical evacuation: if my minor son is injured in Chile and i want him to be flown home for treatment, is that my option? If i purchase the insurance what are the limitations for medical evacuation out of Chile?

A:
Thank you for your interest in purchasing medical evacuation insurance for your son. Medical evacuation insurance trasnports the person to the nearest facility where adequate care can be given. It is NOT always back home. You can look at various medical evacuation insurance plans at /trip-cancellation-insurance/ You can get instant quotes, compare plans side by side and make instant purcahse online. Please let us know if you have any other questions. I am looking for a plan that would transfer him to my choice of hospital if surgery is needed in the US. Is there a plan available like that? To the best of my knowledge, no such plan exists. Keeping in mind the sick/injured person's health and safety, It is not practical to fly to the place of your choice. It is very important to take the patient to nearest facility first.
{{currentOrigin}}/answers/other-insurance/insurance-for-my-sonmedical-evacuation-if-my-minor-son-is-injured-in-chile-and-i-want-him-to-be-flow-87136/

Q:Coverage details Would you please tell me the coverage of the medical evacuation insurance? Thank you!

A:
You can visit /trip-cancellation-insurance/ and enter your details. You will see various plans from different companies. Next to each product, you will see a link called 'Brochure' and that has all the details. You can also compare the plans side by side and purchase the one you like. Please feel free to contact us at any time if you have any other questions.
{{currentOrigin}}/answers/other-insurance/coverage-detailswould-you-please-tell-me-the-coverage-of-the-medical-evacuation-insurance-thank-you-21953/

Q:Separate destinations My wife and I are making separate, long trips--she to Australia and New Zealand, I to Alaska. The trips are roughly at the same time. I begin my trip in the beginning of August and return at the end of September. She begins her's at the beginning of September and returns at the end of September. I want to know: Does the 'couples' insurance cover us if we go to separate destinations? Her case is pretty straight forward. However, I plan to motor to Alaska through Canada and not by ferry through the inland waterway. Can you make a case that I also need your medical evacuation insurance? We both are covered by bluc Cross/Blue Shield through my employer. Is the only benefit that I am insuring is that you will pay the shipping for my carcass? Please enlighten. I must make a decision on this issue and select an insurance carrier in the next few days.

A:
1. You can go to separate destinations even if you buy couples insurance. 2. Liaison Traveler covers you only when you are outside your home country. And Alaska is in the US. You would be covered anywhere outside the US. Please let us know if you have any other questions.
{{currentOrigin}}/answers/other-insurance/separate-destinationsmy-wife-and-i-are-making-separate-long-tripsshe-to-australia-and-new-zealand-i-41728/

Q:Complications of pregnancy Hello. I am an American citizen, currently living and working as a missionary in Cambodia. My current evacuation insurance is with ISOS. However, ISOS stops evacuation coverage after 24 weeks of pregnancy (even for non-pregnancy related problems). I am not planning to leave the country to have my baby until about 32 weeks, and I am looking for medical evacuation insurance that will cover me for that approximately 2-3 months (from 24 to 32 weeks gestation)that my current insurance won't. Evacuation to either Thailand or Singapore is fine (I do not want to be evacuated back to the US at this time because of other insurance reasons.) I would appreciate if you could tell me if you have any policies that would be appropriate to my situation, the specific information about the policies, the price, and how I would go about signing up with you since I am currently in Cambodia. Your quick response to my questions is greatly appreciated. Please email your response. Thank you very much. Sincerely, Kim

A:
Thank you for your interest in purchasing medical evacuation insurance. You can consider purchasing Liaison Traveler available at /trip-cancellation-insurance/ It would evacuate you if there was a complication of the pregnancy. It would not evacuate you for normal delivery. Insurance company would evacuate you to the nearest place that could treat you or they would bring her home. Insurance company can not provide you with anything in writing as to where you would be evacuated to if there was a complication. Every situation is handled on a case by case basis, based on your medical condition. If you have any questions, please let me know.
{{currentOrigin}}/answers/other-insurance/complications-of-pregnancyhello-i-am-an-american-citizen-currently-living-and-working-as-a-missionar-17403/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More