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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Have the requirements for Schengen Visa insurance requirements changed for CoVid?

A:
The insurance requirements for the Schengen Visa have not changed, however, many countries are requiring the insurance cover COVID-19. There are options available that will provide coverage for COVID-19 as well as provide a visa letter which will state the plan will provide coverage for COVID-19. For U.S. Residents we recommend the Safe Travels Outbound Cost Saver. Non-US residents may purchase the Safe Travels International Cost Saver plan.
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Q:I would like to know if my insurance covers the expenses of covid. I read everything but I'm not sure yet.

A:
Thank you for contacting Insubuy for your insurance needs. The ExchangeGuard previously had restricted coverage related to a known pandemic with an exclusion in its certificate wording. The insurance company has recently changed the certificate wording to now include coverage for charges related to COVID-19 if it were to manifest in the body after the effective date of the policy. In order to have the new coverage you would need to cancel your current insurance and repurchase the plan. This would be recommended as the current coverage would not allow for the coverage even if you keep extending. Please let us know if you have additional questions or need further assistance. You may also call us at (866) 467-8289.
{{currentOrigin}}/answers/international-student-health-insurance/exchangeguard-coverage-for-covid-34688/

Q:How much does it cost for immigrants visa insurance?

A:
You may quote the New Immigrant insurance on our website here. Once you enter the quote criteria, you will be able to view the available plans as well as their pricing. Alternatively, you may call us at (866) 467-8289 to speak with any of our licensed representatives about the coverage and cost.
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Q:Would basic travel insurance cover trip interruption/cancellation if the state/city/municipality restricted all visitors from entering (full interruption) or required all visitors to leave (partial interruption) due to Covid-19 quarantine, i.e. Myrtle Beach, Miami, etc.?

A:
The only type of trip protection insurance that would allow coverage for COVID reasons would be under a Cancel for Any Reason benefit (CFAR). For more information you may read here.
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Q:My original insurance policy was for 1 year, and is coming to an end. I would like to extend it just for 4 months - is that possible? Thanks

A:
You may extend coverage for your Patriot International plan through the MyAccount section of the website by logging in using your certificate number and date of birth. Alternatively, you may call our office at (866) 467-8289 to extend the coverage over the phone
{{currentOrigin}}/answers/international-travel-insurance/patriot-international-extension-through-myaccount-21805/

Q:Help on the following clauses and Quote thereon. (a) Coverage Amounts. During the Term and for 2 years thereafter, Vendor shall secure and maintain in full force and effect the following policies of insurance: (i) a standard policy covering the obligations of Vendor for worker's compensation insurance pursuant to the laws of all applicable states; (ii) bodily injury liability insurance in the amount of $1,000,000 per occurrence and with aggregate coverage of $3,000,000; (iii) property liability insurance in the amount of $1,000,000 per occurrence with aggregate coverage of $3,000,000; and (iv) errors and omissions coverage in the amount of $1,000,000 per occurrence with aggregate coverage of $3,000,000.

A:
Hello, Thank you for contacting Insubuy for your insurance needs. We are not sure exactly what plan or quote you are referring to based on the information provided. If you provide the name of the plan or quote ID we may be better able to assist you. We will be sure to also email you for this information so we may better assist you. Alternatively, you may reach out to our office to speak with any of our licensed representatives at (866) 467-8289.
{{currentOrigin}}/answers/other-insurance/workers-comensation-insurance-information-86332/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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