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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:What medical insurance is available for a tourist to the USA that will apply to change status to Resident with an application for Green Card?

A:
Thank you for contacting Insubuy for your insurance needs. You may view and quote insurance plans in the New Immigrant Insurance section of our website. Should you have additional questions please call our office at +1 (866) 467-8289. Keep in mind you will no longer be able to purchase this coverage once you become eligible to purchase a domestic plan.
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Q:We will be in costa rica for 30 days. To date, we have only paid for lodging and activities for the first 15 days of the trip. if we go ahead and purchase insurance now for what we have already paid for, can we go back and add insurance (within the allotted 21 days) as our planning and commitments progress?

A:
Thank you for contacting Insubuy for you insurance needs. In order to better assist you we would need additional information, such as the name of the plan you are intending to purchase. Based off your question we assumer you are wanting to retain the Cancel for Any Reason Benefit within the Safe Travels Voyager plan, if this is not correct please contact our office. As long as you are purchasing the plan within the window from the initial trip deposit date that is fine. The plan will allow you to submit a request later for the other charges related to your trip that you wish to insure. Should you have additional questions or need further assistance, you may call our office at +1 ((866) 467-8289.
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Q:Is treatment for Covid 19 infection covered if the person traveling had a negative Covid 19 test within 72 hours of leaving the United Kingdom coming to the USA for a visit?

A:
There are numerous products that will include the coverage for COVID-19 in case it were be contracted after the effective date of the policy. You may find the available plans in the COVID-19 Travel Medical Insurance section of our website. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:Hello, I just want to clarify if I can get medical travel insurance. I am Canadian, and I left Canada on January 23, 2021. Ages 69 and 65. I plan to stay in US 3 months. I do not have a visitor visa, i do own a house in Florida. Thank you.

A:
Whether you are a US citizen visiting the United States for a short period or a Canadian visitor, there are numerous plans available for you stay in the United States. As long as your primary residence is within Canada, you may view and quote plans in the Visitors to the USA section of our website. The plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy and will exclude coverage for pre-existing conditions, preventative and routine care. Please note that each plan will have a statement below it where it will advise if it include the coverage for COVID-19, the same as any other eligible expense, or if it is excluded from coverage. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:I received 2 claims at my address. I just wanted to ask if i have to pay anything. Can you find out and tell if there is any pending amount in my account from any balance or any claim or anything.

A:
You would need to contact the claims department directly to get status of claims or any other claims related information. The claims department contact # is 1-800-605-2282. Please let us know if you have any additional questions.
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Q:I'm here in Florida, I arrived Jan 23 2021 i like to stay on till may 15 2021can i buy emergency medical insurance My age 69 and my wife 65

A:
If you are in the U.S. on visitor visas, or a B2 visa, you can run quotes for our Visitor plans here: /visitors-insurance/ Plans for visitors cover for new illnesses and new injuries that occur or manifest after the effective date of the policy. They do not cover for preventative care, routine maintenance, or pre-existing conditions. Some plans do provide Acute onset benefits for pre-existing conditions and I am attaching the information link about Acute onset coverage for you to reference from our website. /visitor-insurance-acute-onset-of-pre-existing-conditions/ Some plans do include benefits for any medically necessary testing or treatment for Covid-19 as well. The plans will indicate if Covid-19 benefits are included or excluded. Also, be advised that if you are going to turn 70 while here, you may want to purchase for the enitre duration you will be needing coverage. If you choose to purchase for example for a month and then extend as you go on the plans that are extendable, once your age increases, the price will also increase at the time of the extension. If you purchase for the full duration while still at age 69, the price will be locked in for the purchase period. If you have any additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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