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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My insurance expires 6/1/2022. The insurance plan can be extended through 12/02/2022. I'm not sure when I will return back to China. Is it possible to extend my insurance month to month ?

A:
That is fine, you may extend the coverage for whichever duration you are wanting. Keep in mind you will have to pay the extension fee of $5 for each extension. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Can I use this type of insurance if I am in USA?

A:
If you are traveling to the United States on a Visitor Visa, you may view and quote the appropriate coverage in the Visitors to the USA section of our website. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:My parents have cost saver comprehensive plan with 5000 USD coverage for trip interruption. My parents trip was interrupted due to flight delay. We had to spend additional money on transport/flight tickets etc. How can I file a claim for this?

A:
You may access the claim forms within the MyAccount section of the website by logging in with your certificate number and date of birth. Once logged in, select the appropriate form to complete and follow the submission instructions on the form. Should you have questions or need assistance, you may also call our office at +1 (866) 467-8289.
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Q:Which hospitals are covered in Michigan

A:
What kind of insurance are you looking for? Please visit our website International insurance Visit appropriate section and next to each plan you will find PPO network list if the plan participates in the PPO network.
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Q:I wish to know what insurance I should get for my parents who are visiting from India tomorrow. Both are healthy and only have minor blood pressure issues. My father is 62 and my mother is 54 years old. I want to ensure that if some emergency were to happen, which involves hospitalization, insurance covers that. They will be here for around 2 months. I live in San Ramon, CA and also want to ensure that any hospital I visit under emergency accepts the insurance I am getting.

A:
Thank you for contacting Insubuy for your insurance needs. You may view and quote the appropriate plans within the Visitors to the USA section of our website. The plans are designed to offer coverage for new illnesses and injuries contracted after the effective date of the plan and will exclude the coverage for pre-existing conditions, preventative and routine care. Some plans will have what is called and acute onset of pre-existing conditions benefit that you may find beneficial. Please read over the certificate wording and plan benefits of the plans to verify legibility and benefits. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:what is a best plan for visitor living in montana over 80years of age?

A:
You may view and quote the applicable plans in the Visitors to the USA section of our website. Alternatlively, you may also call our office for assistance at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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