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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi Do you cover care at minuteclinic inside CVS ? if yes, what are the requirements ? It is not easy to get other health center ? thank you in advance

A:
As long as it is for a new medical condition that occurs after the effective date of the policy, you can visit any provider your choice.
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Q:VisitorSecure plan --- The existing policy I have expires 5/18. At this time I would like to extend for three months. Will we be allowed to extend the policy again (if needed) for the second time after the three month extension. Please confirm. Thanks.

A:
Yes, you can extend it any number of times, for maximum up to 364 days.
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Q:i have a International Major Medical insurance. I am covered till May 17 and thus i need to renew for few more months. I want to know whether this insurance will cover COVID-19? Also if not, then is there any other plan that covers COVID to which i can switch to on renewal?

A:
International Major medical insurance is not renewable. So you need to purchase new policy. As per the new rule for International Major medical insurance excludes coverage for the coronavirus for policies purchased on or after Mar 11, 2020. Safe Travels USA Comprehensive plan can be covered if you get sick from coronavirus as long as you are infected after the effective date of the policy.
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Q:I would like to buy travel dental insurance please.

A:
We provide Careington Dental/Vision discount plan.
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Q:I would like to buy travel dental insurance please.

A:
Dental insurance is not available with visitor plans. We do offer a discount plan called Careington. If you have any questions, please let us know.
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Q:I have already filed my reimbursement for several weeks. Yet, I did not receive any notification either a confirmation letter or an approved/ decline email. Can someone contact me and explain this situation to me?

A:
Thank you for contacting Insubuy. Claims are processed in the order they are received. Our recommendation would to be to reach out to claims department directly as Insubuy does not deal with the processing of day to day claims. Should you have additional questions please let us know. Alternatively, you may speak with any of our licensed representatives by calling (866) 467-8289
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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