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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:How to file a claim online? Certificate Number:1320291

A:
You will want to fill the proper Claim Form for you claim. The form has all submission instructions listed. Should you have additional question or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:What is the best travel insurance to cover my trip with all the recent airline issues with cancellations for lack of personnel and the like?I want my prepaid services (hotel, car, airbnb, tours, etc) to be covered if the airline cancels or considerably my flight.

A:
You may view and quote the appropriate plans in the Trip Insurance section of our website. Be sure to read over benefits to find the appropriate coverage for your situation. You may also call our office at +1 (866) 467-8289 for additional assistance.
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Q:I am an 83 year-old woman with no existing condiitons, needing cover for 6-month stay with daughter's family in the Bay Area1) is comprehensive cover available at my age? 2) all quotes I could find - max. is 100,000 and Fixed benefit - after 20 stays in the Bay Area I know from others that this is inadequate and such low cover presents too big a risk; 3) Is there any US specialist broker who can find specialist insurer? In a recent, devastating policy change no UK insurer offers any long-stay cover for USA. As an example my previous policy covered 15,000,000 in medical costs plus a host of furthe travel cover from my luggage to my computer - all for under 2,500 for 6months,

A:
The highest maximum available for your age would be $100,000. However, you may select two plans from different insurance companies to have an increased benefit for your age. Unfortunately, there is not a product that we could offer you that would could match the coverage you had previously. The plans are going to offer coverage for the new illnesses and injuries contracted after the effective date and exclude the coverage for pre-existing conditions, preventative and routine care. Should you have additional questions or need further assistance, please let us know. You may also call us directly at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-insurance/travel-medical-insurance-for-visiting-parents-to-united-states-49490/

Q:hi I'm Victoria. My Chinese parents will visit the US for 6 months next year and I'm considering buying suitable insurance for them. Since we live in Palo Alto California and I want them to receive medical care from Stanford hospital when needed, I would like to know what travel insurance is acceptable by Stanford Hospital thank you!

A:
The providers can either set up direct billing with the information on the ID card of the insurance or ask you to pay from your pocket and file a claim for reimbursement for any eligible expense. This decision is made by the provider as they get to decide how they do their billing with regard to Visitors Insurance. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:Hi, I am an international student coming into US on F1 visa, and my wife is on F2 visa. We will begin our study for two years starting this Fall in MA, USA.My school recommends students purchase Blue Care Elect 250 Deductible Student Health Plan. Alternatively we can also purchase our own insurance that is as good as Blue Care.Can you advise me which is your best policies (include spouse) that can match with Blue Care.

A:
We are not familiar with the product you wish us to compare coverage with. Should you have a waiver form, or a list of requirements, please email them to info@insubuy.com and someone will respond with the appropriate coverage. Alternatively, you may view and quote the applicable plans in the International Student Insurance section of our website. Keep in mind if you have specific requirements, not all plans may meet them. Should you need additional assistance, you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-student-medical-insurance/medical-coverage-for-student-and-spouse-to-match-student-plan-78341/

Q:Hi, is covid 19 and shingle vaccine included in my insurance?

A:
Immunization and vaccination is excluded under all visitor plans on the market. Should you elect for such services, you will pay for them out of pocket. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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