There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Need form 1099 I just want to know will you sent me 1099 form if I will purchase insurance from your conpany

A:
Did you mean W9 form? I have to study in the United States for postdoctoral from China in july 2013,I maintain my studies rely on a scholarship,but I have been deducted Federal and State taxes,therefore,I need to declare dutiable goods( personal tax) by fill a 1099 form.In addition,I want to know the role of the W9 form your said. I think you have a misunderstanding regarding form numbers. We would give you Form 1099 if we have paid money to you (such as if you did contract work for us). We can’t give you 1099 if you pay us. I request that you seek the guidance of an accountant and find out what exactly you need.
{{currentOrigin}}/answers/exchange-visitors-insurance/need-form-1099i-just-want-to-know-will-you-sent-me-1099-form-if-i-will-purchase-insurance-from-your-59571/

Q:Kailash ManSarovar group travel insurance We are a travelling Company.We will like to get insurance for our travelling customers for ManasSarovar,Tibet.

A:
Thank you for your interest in purchasing group insurance for Kailash Mansarovar. Please look at /kailash-mansarovar-yatra-travel-insurance/ to get the complete information. If you need any further information, please feel free to contact us at any time. If someone first takes your insurance and then does not go there or something happened to him before going there then what is the return policy.
{{currentOrigin}}/answers/group-travel-health-insurance/kailash-mansarovar-group-travel-insurancewe-are-a-travelling-companywe-will-like-to-get-insurance-fo-80578/

Q:Group exchange insurance We are an organisation based in Ukraine, founded in 1991 and fully devoted to international exchanges. We urgently looking for a new provider for our SWT students, as our old provider significantly delays cooperation. We are asking the for new agreement for 2013 season and tariffs since November. And all the time different reasons for delay. So we still have no it, while urgently need to provide insurance information to our Sponsor. Our Sponsor also can provide insurance, but it is too expensive for us, as we already finished recruitment for 2013 season and have all students paid fixed program fee (including insurance) based on last season insurance tariffs. We hoped it would be the same, as we didn't have in 2012 any serious insurance cases (only 2 times medicines purchase and no any hospitalizations or ambulances). So 40% higher sponsor's price is not affordable for us. Please suggest if we can agree cooperation and please suggest which tariffs you can offer us for a group of around 140 students under minimum DoS requirements.

A:
Hello, Thank you for your interest in purchasing group health insurance for exchange students. Please look at Patriot Group Exchange Program at /patriot-group-exchange-program-insurance/ You will find the complete details including prices. You can apply online as well. If you are interested in custom products, we would need more information from you. Please let us know. Hello, Many thanks for your prompt reply. No, I am not interested in obtaining travel insurance online where it is no difference if one person going or 150. On web page I read : For Work and Travel programs please contact your producer or IMG for rates. And this is what I interested about. Please suggest if you can assist us and provide special rates for Work&Travel group and not individuals. For us, as agency and not individual traveler. Sincerely, The rates I showed you are for groups and NOT for individuals. In any case, I will get you the Work and Travel Programs rates.
{{currentOrigin}}/answers/group-travel-health-insurance/group-exchange-insurancewe-are-an-organisation-based-in-ukraine-founded-in-1991-and-fully-devoted-to-54508/

Q:GeoBlue Insurance quote With regard to my proposed Explorex Premier Elite Health Insurance, when you say "80 for the Coinsurance", do you mean I have to pay first the 20% before the Coinsurance pay for the 80%? Is New Jersey in my plan in the network? If I travel to California 3 months after I am covered by my plan in New Jersey, can California be considered in the network?

A:
The plan will pay 80% and you will pay 20%. This plan is available in both states so you would be covered in both places. Does my plan mean that I will always pay 20% of whatever is the hospitalization cost? Thank you for your interest in purchasing GeoBlue Xplorer Premier insurance. Please note that, within the U.S., within the PPO network, you will have to pay 20% and insurance company will pay 80%. However, once you have paid $2,000 out of your pocket in such manner, after that, the insurance company will pay 100% up to the policy maximum in eligible expenses. Please note that it is not that entire state of New Jersey or California is in the network. That is NOT how the PPO network works. Each individual hospital or the doctor chooses to be part of the PPO network or not. You can search for such provides in the area of your interest at /geo-blue-ppo-network/ You can get the complete information about GeoBlue Explorer plan at /expatriate-health-insurance/ You can also apply online on that web site. If you have any further questions, please feel free to contact us at any time.
{{currentOrigin}}/answers/international-health-insurance/geoblue-insurance-quotewith-regard-to-my-proposed-explorex-premier-elite-health-insurance-when-you-s-43809/

Q:Parents visiting from Viet Nam Hi, I'm looking to buying insurance for my parents who will be traveling from Vietnam to US in March. I'm currently interested in Atlas Medical Insurance. However, there is a notice for California which makes me a little concern. Does it really apply since my parents are not California residents and if there are dispute, are they protected? Also, I saw the company has done many transactions with Indian. Since my parents coming from Vietnam, can they still buy and receive the same benefit? Please let me know as soon as possible. Thank.

A:
Thank you for your interest in purchasing visitors insurance for your parents. You can purchase Atlas America for anyone visiting the US from any country. It is not limited to a single country. Therefore, you can definitely purchase it for your visiting parents. Your parents are not residents of CA. Therefore, the notice you saw is not really applicable to them. Please read /travel-and-student-insurance-california-notice/ for more information. They are definitely protected for eligible expenses as per terms and conditions of the insurance. If they were not eligible, we would not be selling it to them. I hope that answers your questions. You can purchase Atlas America insurance online at /atlasamerica-insurance/ If you have any other questions, please feel free to contact us at any time. Hi, I just purchased Atlas plan for my parents. Upon printing ID card, it says that my parents are required to pre-certify all hospitalizations and surgeries. So if my parents have emergency that need to go to the hospital, we have to ask for permission first? Please clarify that for me? Also, although I purchased my parents as the same time, they will separately receive the same benefit right? Thank you, 1. In case of an emergency, you have to call within 48 hours. Read /visitors-insurance-precertification-requirements/ 2. All benefits are person. Deductible is per person too. Please let us know if you have any other questions. Could you please let me know the cancellation policy for the insurance. If there are an emergency that my parents can not come to the U.S., do I get refunded ? Please look at the cancellation rule for Atlas America at /myaccount/ You can purchase it online at /atlasamerica-insurance/ If you have any further questions, please feel free to contact us at any time.
{{currentOrigin}}/answers/visitors-medical-insurance/parents-visiting-from-viet-namhi-im-looking-to-buying-insurance-for-my-parents-who-will-be-traveling-16075/

Q:Patriot Platinum America questions Hi, I have just purchased your Patriot Platinum America Travel medical insurance and wonder if you could clarify the following info for me? - What are classified as "In the PPO Network" and "Out of PPO Network"? - Could you please provide me with a list or website to check PPO Network? - What is "International Provider Access (IPA)"? - Do you have a website or list for the IPA providers or facilities? - What is "Independent Preferred Provider Organization"? - Do you have a website or list for a list of providers or facilities? - How does your Global Concierge and Assistance Services work? Do you have a website for this? - I am in the U.S. from Nov 13 to Nov 26. If medical situation occurs and I am admitted to a U.S. hospital, say, from Nov 24 to Dec 10, would I be covered from Nov 27 through Dec 10, or the policy only pays up to Nov 26? Thanks very much for your help and I look forward to hearing from you soon. Best,

A:
Hello, Thank you purchasing Patriot Platinum America insurance. We appreciate your business. PPO stands for Preferred Provider Organization. That is a network of providers (doctors, hospitals etc.) that participates in the insurance. If you use one of those providers in the list, that is in PPO network. Otherwise, it is out of PPO network. You can find the PPO network list by clicking ‘Search Providers’ at /international-medical-ppo-network/ International Provider Access (IPA) is basically international PPO, outside the US. That link is also at /international-medical-ppo-network/ For Global Concierge and Assistance Services, you will have to call the phone number given on your insurance card. As long as it is a covered expense and if the medical condition occurs from Nov 13 to Nov 26, in your example, you will be covered up to Dec 10. Please let us know if you have any other questions.
{{currentOrigin}}/answers/visitors-medical-insurance/patriot-platinum-america-questionshi-i-have-just-purchased-your-patriot-platinum-america-travel-med-98305/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More