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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hi, I and my husband are on J1 and J2 Visa for 9 months. We are looking for a health insurance plan that covers the following required benefits : the policy offers adequate provider care within a 50 mile radius of Blacksburg, VA The policy have a deductible of $500 per accident or illness or less The policy have major medical benefits of at least $500,000 per accident or illness The policy provide a minimum of $25,000 for repatriation of remains and $50,000 medical evacuation to the home country The policy offers Prescription Medication coverage (after co-pays) with a minimum of $500,000 per insured per policy year The policy covers Outpatient and Inpatient Mental Health Care as any other illness This policy does not have limits or internal dollar caps on coverage, including services, treatment or surgery. The policy does not have a pre-existing condition waiting period. Would you please send us a quote for such health insurance plan.
Q:We have an employee that works for us in China and travels back to the US 2 times a year for 2 weeks. Looking to cover him in health insurance when he is here. Can you tell me if that is something you can do and if so, what information do you need? Please let me know.
Q:I'm wanting to buy insurance as I am studying in the US at fall and I'm looking to purchase insurance with the following requirements - benefit maximum must be no less that $100,000 - Plan deductible must exceed $500 per plan deductible - minimum of $50,000 for medical evacuation and minimum of $25,000 for repatriation. Although can I purchase plan as I am currently in Australia???
Q:I am an English student going to be participating in a study abroad exchange program for one term at the University of North Florida. The dates that I need to be covered is from the 19th of August 2019 to January the 5th 2020. I was wondering whether your company has any policies that would fulfill the requirements that my university has set for my insurance? A proposed pricing structure would be great as well. The requirements are attached to this email. I also need to follow the guidelines of the Visa that I will have which are the following: - Medical benefits of at least $100,000 per accident or illness - Repatriation of remains in the amount of $25,000 - Expenses associated with the medical evacuation of the J1 visitor to his or her home country in the amount of $50,000 A deductible not to exceed $500 per accident or illness.
Q:I need insurance for my parents (Indian citizen) who will be travelling to US next week and then to Canada before returning to India in August end. I wanted to understand if I should buy single policy (international) or separate ones for US & Canada. Also, how will the hospitalization be paid if there is emergency on the way or in Canada if international coverage is the best option.
Q:Hi, the visa for me and my family will be A2. I will study in the US Marine Corps Command and Staff College. I am traveling to Quantico, Va for an 11 months trip. I will be there with my family. (2 adults + 1girl 14 ys+ 1 boy 10 ys.) Start 07 july 2019 - End 17 June 2020 there are some requirements: Minimum Required Healthcare Insurance Policy Coverage. (1) Healthcare insurance policy coverage should include coverage for all non-elective medical conditions, and must remain in effect for the duration of the International Military Student and authorized dependents DoD sponsored stay in the U.S. (2) Medical benefits of at least $400,000 per year (payable in U.S. dollars; no conversion from foreign currency). (3) Deductible not to exceed $1000 annually per family. (4) Repatriation of remains in the amount of $50,000 (per individual), should a death occur in the U.S. NOTE: This provides for the preparation and transportation of remains to home country. (5) Medical evacuation in the amount of at least $250,000 (per individual) for immediate transportation to the nearest adequate medical facility, and subsequently in the event it is determined to be medically necessary for IMS, international civilian students, and/or authorized dependents to return to their home country. (6) Provide nationwide coverage/service. One more thing, is that I need to make monthly payments.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
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Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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