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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:What is covered if I get this insurance?

A:
All plans on the market are going to cover new injuries and illnesses that manifest after the effective date of the policy. There is not a single plan on the market that will cover things such as pre-existing conditions, preventative care or routine maintenance. Should you need assistance or have questions regarding a specific plan you may call our office at +1 (866) 467-8289. Alternatively, you may view and quote insurance here.
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Q:Hello,I am an American citizen living and working in the UK. I will be going to the US for the holiday season and am looking for travel health insurance cover. I want to clarify whether Insubuy would cover me for medical expenses in the US, inclusive of covid-19, regardless of the advice of the UK FCO (which currently advises against travel to the US). I am less bothered about cancellation/trip disruption. Thanks and hope you're well.All the best,Alicia

A:
Our Visitor insurance provides coverage for US Citizens whose residence country is outside US and visiting US for a short trip. As long as you are going back to your country of residence.
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Q:Hello, I would like to get some information regarding visitor insurance to usa. I have a pre-existing condition of lumber spine disc bulge for which I got steroid injections in my home country and I am fine now. I am planning to visit usa for 6 weeks. I would like to know that if I get some sudden back pain over there for which I need to see a doctor, will that visit be covered by the insurance? Also the treatment advised by the doctor may be another steroid injection or a surgery, would that be also covered in my insurance plan?

A:
The plans available for visitors are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care. There are some plans that will offer the acute onset benefit within their coverage that may be beneficial to you. You may view all plans for visitors here. Should you have additional questions or need further assistance with a recommendation you may call our office at +1 (866) 467-8289.
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Q:Hi , My mother just got her green card and is already in the United States and will continue to live in the United States. I just want to double confirm that the "New Immigrant Insurance" is applicable to green card holders.

A:
Correct. If you mother is not eligible to purchase domestic insurance she may have a plan from the New Immigrant section of our website until she becomes eligible. Should you have additional questions or like assistance choosing a plan please call our office at +1 (866) 467-8289.
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Q:HiI am a Canadian in Texas and want to buy insurance for 60 days beyond my current health insurance which will expiry December 31 2020Is that possible ?ThanksJohn

A:
You can purchase travel medical insurance as long as your primary residence country is outside US.
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Q:If my parents are green card holders for 5 years and now eligible for Medicare. Can they still continue Obama care? Since they didn't work here in the US they will end up paying lot more for Medicare. What are my options?

A:
For those that are eligible for Medicare, we don't have any insurance plans. We are unable to answer any questions related to Medicare or Obamacare.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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