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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am interested in Cancel Anytime for any reason insurance for a flight I recently purchased. I would like to know more about the policy. Do I need to provide any documentation for such insurance? What sort of refund/ coverage does that provide?

A:
In order for us to suggest any plan would like to know your age, trip cost, residence state, destination, initial trip deposit and final trip deposit date. Once we get the information above will be glad to send you quote by e-mail. Meantime, please visit our trip insurance section at:Travel Insurance Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:Aloha, I would like to sign up for new and similar coverage for my mother who arrives today in the United States and will stay with me in Hawaii until Sept 10, 2019. She turns 85 on July 24.

A:
Thank you for contacting Insubuy for your insurance needs. Please use link provided below the plans available based on the information provided below. The Save Travels for Visitors to USA is a fixed coverage, which is similar to what you've purchased last time for her. You may purchase using the link provided below or over the phone by contacting our office at +1 (866) INSUBUY. If you have any additional questions, please let us now. Safe Travels for Visitors to USA
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Q:I am currently on a J1 visa. I need health insurance for 3 months from July to September. When I select I have been in the country for 2 years- it states - " No plans available". This is for Maryland. Have to meet J1 visitor requirements. Can you assist me

A:
Due to state restrictions, there are no plans available if you are physically located in the states of New York or Maryland at the time of purchase.
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Q:I am a new immigrant of USA. I will land on USA on July 21th,2019. I can not get a long term medical insurance instantly after I arrive there, so could I buy a travel insurance for me or could you please recommend a short time insurance(For example,one month ) for me? thanks!

A:
We would be glad to assist. You would be able to be covered under one of our New Immigrant plans for the month you're needing until your domestic insurance begins. If you have any questions, or need any additional assistance, please let us know.
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Q:I am 22 y.o. from India. I'm traveling to Sanford, Florida, in the USA for my Commercial Pilot License training. The start date is 22nd July. I have searched many insurances policies but no policy covers trainee/student pilots for any medical situation that arises while practically flying the aircraft. All the insurance policies cover student pilots for normal hospitalization for sickness or injury but exclude injuries sustained while flying the aircraft. I am in search of the Insurance policy that covers normal hospitalization plus it also includes injuries sustained while flying the plane. I have checked your policies and no policy covers student pilots. Also, I've checked Insubuy's Adventure sports rider option but in that, it isn't clearly mentioned that it covers a person piloting an aircraft (student/trainee pilot). Could you please recommend me the best insurance plan in which it is clearly written and it doesn't exclude student/trainee pilots from any kind of medical assistance which is necessary and which arises while flying the aircraft for training purpose. I appreciate your time and patience. Thank you.

A:
Thank you for contacting Insubuy. Unfortunately, there are no travel medical plans available that will provide coverage while you are in flight training. A plan such as the Atlas America will provide coverage to you for any new illnesses, injuries or accidents which occurs after the effective date of the policy. You may purchase this plan to cover you medically while traveling to the U.S. You can purchase Atlas America For the flight training you may purchase a High Limit Accident plan. This would provide coverage in the event of death or dismemberment due to an accident. Please use the link provided below to view this policy. You can purchase High Limit Accident Please let us know if you have any additional questions.
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Q:hi. i will be travelling at the end of november 2019 and going to utah. i will be coming back around feb.4. I need an estimate as how much it would cost me for one month, 2 month or 3 months ( APPROIMATELY 72 DAYS)all depends of the estimate for me to decide how long i will stay in the usa. ii am 80 now. and i know you will need more details my medical.

A:
Thanks for your reply. Visitors Insurance plans will provide coverage for new illnesses, injuries or accidents which occur after the effective date of the policy. These plans will not cover pre-existing conditions, routine doctors' visits, or preventative treatments. Based on the information provided one of the more popular plan options is the Safe Travels USA Comprehensive plan. You may purchase this plan online using the link provided below or over the phone by contacting our office at +1 (866) INSUBUY. If you have any additional questions, please let us know. You can run a quote in our visitor to the USA section You can purchase Safe Travels USA Comprehensive
{{currentOrigin}}/answers/visitors-insurance/medical-insurance-while-visiting-the-us-97460/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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