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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello, I'm from Canada and would like to go to the USA for a business trip (5 days). I do not want to have my baby in the USA. By the time of travel I will be >32 weeks of gestation. Is there any coverage available for me in a case of a pregnancy related emergency?

A:
Arriving on a B2 tourist visa we would recommend the Atlas America plan this plan will cover the new accidents and new illness that happen after the effective date of the policy. The plans do not cover and pre-existing conditions or preventative care or any routine or delivery related expense. However, this plan will cover for the complications of pregnancy up to 26 weeks. But will not cover any thing as it related to the birth care or maternity cost of the pregnancy. If you need any further assistance please feel free to contact our office.
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Q:I have a non refundable airfare for 25th of July, unfortunately due to family reasons I had to purchase yet another fare for a few days earlier. I would like to know if getting an insurance with you would made it possible for me to get at least a partial refund of my ticket. I am a resident in the UAE of Polish nationality traveling from Milan to Warsaw. That's only a one way ticket.

A:
Thank you for contacting Insubuy. Trip cancellation plans are designed to cover the non-refundable trip cost for unforeseen events listed in the policy such as sickness, injury or death of the insured, adverse weather, natural disasters, etc. Unfortunately, the plans will not provide coverage in the event you know you will have to cancel a portion of your trip. If you have any additional questions please let us know.
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Q:Do you sell cruise travel insurance for Indian citizens. Europe cruises

A:
Thank you for contacting Insubuy for your insurance needs. Yes, there are trip cancellation insurance plans available which will provide coverage for an Indian citizen traveling outside of their home country. You may purchase a plan online or over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.
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Q:I have a question on 'travel medical insurance' for US citizens living in India/abroad. The question is that does a US citizen living outside US and having Medicare Part A and Part B coverage, need or necessary to buy medical insurance during a visit to the US for a few months? I tried to post this question on your forum after registering today. But I couldn't figure out how to post. I would appreciate your guidance on this issue too.

A:
If you have Medicare Part A/B while in the US then you don't need additional coverage unless you want some of the travel benefits that are offered by a visitors plan. If you have additional questions please feel free to contact our office.
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Q:I came over with a fiance' visa, and just married my husband. I have to send in paperwork in order for a status change but that is going to take time and in the meantime neither myself nor my daughter have insurance and she is an infant. And we have both been denied from Medicaid. My husband doesn't have employer insurance, it's just himself. I arrived in January with my daughter.

A:
Unfortunately, based on the information you provided we don't have a plan that you and your daughter would be eligible for. You can contact the New Jersey state department of insurance to see if they have any plans they can recommend.
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Q:I am Shailesh an Indian national. I am undertaking Kailash-ManSarovar Yatra from 18th July to 7th August 2017. I am planning to take insurance fro the same. Please provide me the needed information for the same with a quotation. My DOB is 16-10-1959

A:
Thank you for your interest in purchasing insurance through us. Please find more information on Kailash-ManSarovar Yatra insurance We have sent you quote in a separate e-mail also. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/other-insurance/health-insurance-indian-national-mount-kailash-21932/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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