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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Schengen visa insurance requirement questions I am applying Schengen Visa and willing to buy your insurance. I do have following quarries before I proceed; 1. As per Visa documents, insurance must cover Accident medical expenses, Disease medical expenses , special expenses- coverage more than 30,000 Euros each. 2. Personal liability ? 10,000 Euros. When I was reviewing plan , I was observing accidental death coverage is 25000 USD under 50,000-65000 USD category. Please suggest whether above mentioned expenses are covered under your plan.

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meets Schengen visa requirements. Which country are you visiting? As per our understanding none of the Schengen country visa requires you to have personal liability coverage. Please look at the Schengen visa requirements below, /schengen-insurance/ You can purchase any of the insurance plan from our website at, /schengen-visa-insurance/ If you have any further questions feel free to contact us. I am planning to visit France for 3 days . Please refer attached document regarding for insurance plan sent by France Embassy in S. Korea. Please suggest whether you are meeting the requirement. The plans we have meet the Schengen visa requirements but not as listed on your documentation. For example, the visa letters do not list coverage for personal liability. If you would like to review the different visa letters you can find them in the current client section of our website /myaccount/ and choose the plan then the task is visa letter. Under each plan there is a sample visa letter that you can review. If you need additional assistance please feel free to contact our office.
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Q:Schengen visa insurance Good Morning, I am planning a trip to Europe, Schengen Area, for 2 month. In order to apply for my visa I need proof of insurance coverage in the Schengen area. Which policy would best fit my needs? Also will the coverage letter state clearly that I am covered in the Schengen area and the coverage limit?

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meets Europe visa requirements. Link for Europe Visa insurance, /europe-travel-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. One of the popular plan is Atlas International. As soon as you purchase insurance you will receive confirmation by e-mail from there you can print id card, visa letter and other important documents. If you have any further questions feel free to contact us. Thank you for the quick reply. I would like to confirm that the coverage letter clearly states that I will be covered by the insurance company in the SCHENGEN AREA and the maximum limit of coverage. That's the letter I need for the visa application Link for sample visa letter, /sample-documents/atlas-america.pdf-letter.pdf Please let us know if you have any further questions.
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Q:Travel Insurance My 65 yo mother and 65 yo father are traveling to Switzerland next week and need letter for visa appointment to show they are covered by health insurance. If I apply to them today when can I get the letter?

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meets Visa requirements for the Schengen visa. As soon as you purchase insurance will receive confirmation by e-mail which will have a link to print id card, visa letter and other documents. /switzerland-visa-travel-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. One of the popular plan is Atlas International or Liaison Continent. Please feel free to contact us if you have any further questions.
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Q:Travel Insurance query I had bought a travel Insurance for my application for travelling to Norway for the month of February to May with the certificate number of 9LCL15-115744. I want to ask if this Insurance has meet the requirements of the Schengen embassies/consulates. I passed my application yesterday but they said that my Insurance isn't valid and I need to buy a new one. I hope to hear from you the soonest.

A:
Thank you for contacting Insubuy. The Liaison Continent plan that you have purchased does meet the Schengen Visa requirements. Was there anything imp articular they are saying was wrong with the insurance? Thank you for the quick response. At first they said it was a wrong company that's why I asked you my previous question. However, now they said that my purchased insurance is insufficient as it only has an 80% coinsurance. Is there anything that you can do regarding with this concern? Is it possible to increase my coinsurance and i'll just pay more? Or maybe you have any suggestion/advice regarding with this matter. I would be very grateful for your help. P.S. My planned travel is getting closer, i hope you can help me fix this sooner. The Liaison Continent Plan F does pay 80% while the Plan E pays 100% outside of the US. You would have to request a cancellation of the current plan F and purchase the correct plan E to meet their requirement. If you have any additional questions please feel free to contact our office.
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Q:Medical insurance I am moving to Sweden. I need cheapest health insurance for 8 months. I will pay u initially for one month. Could u please send me details of polices you have.

A:
Thank you for contacting Insubuy for your insurance needs. Please use the link listed below for plans that will meet Schengen Visa requirements. Enter your details accordingly and plans will populate according to your specifications. Please feel free to contact our office if you need any further assistance. Schengen Visa Insurance: /schengen-visa-insurance/
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Q:Queries about travel insurance to Germany I am a Chinese student studying in the UK. I am about to apply for the Germany Jobseeker Visa which asked me to provide full travel-health insurance covering the whole period of stay (6 months). Is there any proper insurance product that suits me? If there is, can I get the e-version of the insurance proof immediately?

A:
Do you have any specific requirements that need to be met? Since you are going to Germany they may just require you to purchase a plan that meets the Schengen Visa requirements. If that is the case then I recommend you look at the plans available on our website for the Schengen visa found here /schengen-visa-insurance/ If you have any additional requirements that need to be met let us know and we can see if there are any plans available. If you need additional assistance please feel to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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