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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Canadian resident travel to USA for under a week. Needs hotel Quarantine coverage if she gets sick not requiring a hospital stay. Is this a covered expense and under what plan?

A:
Unfortunately, there would not be quarantine coverage available for travel to the United States at this time. Should you be interested in medical coverage, you may view and quote plans in the COVID-19 Travel Medical Insurance section of our website. Should you have additional questions, you may also call our office at +1 (866) 467-8289.
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Q:Hello. I am an European resident and I booked a trip to Sri Lanka and I want an insurance which includes:- trip cancelation regarding COVID: in case my residence country or the destination country applies rules/restrictions that will not allow me to travel;- medical insurance in general, but also including injuries/sickness caused by covid and while playing sports such as surf or yoga, for example. Is the patriot international a good option? Thank you

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there would not be a plan available that would allow for cancellation due to COVID-19 restrictions from your home country or the destination country. This is something you would want to work out directly with who you are booking your airfare and lodging with. However, we do have medical plan available that can include the medical coverage for COVID-19 in case it were to be contracted in the body after the effective date. You may view them in the COVID-19 Travel Medical Insurance section of our website. With regard to sports, it would be recommended to look over the Diplomat International plan as it would have an optional Athletic Sports and Hazardous Activity Rider. Please read over the certificate wording of the policy to be certain it will allow for the coverage you are wanting. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:What type of insurance plan is required to apply for 6 months job seek visa in Germany? Is it refundable in case the application was not accepted by the consulate?

A:
You may view and quote the available plans in the Schengen Visa Insurance section on our website. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:My friend is a B1/B2 visit visa holder she is here in US NJ expecting to deliver a child next week, her (international) work insurance covers her entire cost of child birth but not cover her new born child- how does she get coverage for her new born baby- are there any CHILD ONLY health insurances that she can buy from marketplace the child will be US citizen ?

A:
You would beed to contact the Marketplace to inquire about possible coverage for the baby. We cannot advise on domestic insurance plans, as we do not offer them.
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Q:Which is the best travel medical insurance for a US citizen (77 years )with a pre existing condition visisting family in Canada for 6 months

A:
The plans we offer will cover someone anywhere outside of their home country. At 77 years old the highest policy maximum available would be $100,000 of coverage. The plans cover for new illnesses and new injuries that occur or manifest after the effective date. They do not cover for things that are preventative, routine, or pre-existing with the exception of acute onset benefits. /visitor-insurance-acute-onset-of-pre-existing-conditions/ We would recommend this plan: /atlas-international-insurance/ However, this plan does have physical presence restrictions, meaning that if someone is physically located in Canada, Australia, New York, Maryland, or Washington at the time of purchase, this plan would not be available. As long as the plan is purchased before travel to Canada or before arrival, and you are not in one of the 3 listed restricted states when purchasing, this plan does provide acute onset benefits for people 79 or younger. Please let us know if you have any additional questions.
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Q:Hi, I'm looking for a travel insurance policy that includes coverage for event tickets, travel costs, and covid-related issues.

A:
Thank you for contacting Insubuy. We have plans available to cover for any pre-paid non refundable trip cost along with Covid-19. you can view our available plans here./travel-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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