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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I interested in buying a plan with you for my next semester. This are the requirements from my school (NYU): Health insurance coverage must be UNLIMITED per accident/illnessInpatient/Outpatient medical/surgical coverage in the New York City areaInpatient/Outpatient mental health, substance abuse and alcohol related illness or injury coverage in the New York City area Repatriation coverage must be at least 25,000 USDMedical evacuation coverage to home country must be at least 50,000 USDNo more than 1,500 USD deductible per policy yearNo waiting period for pre-existing conditionsHeadquartered and operating in the US with a US claims address and customer service telephone numberI would love to know if your policy covers these requirements.Best, Gabriel

A:
Thank you for contacting Insubuy. Unfortunately, we would not have a product available that could meet your requirements. You will most likely have to purchase the insurance plan offered through your university. Should you have additional questions or need further assistnace, you may also call our office at +1 (866) 467-8289.
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Q:My Filipino fiancee will soon be in possession of her K1 visa, & I will fly her to Louisiana in the U.S. Shortly after her arrival to the U.S., we will marry & I will add her to my medical insurance through my employer. My question to you is: Is it currently mandatory that my fiancee have traveler's medical insurance in order to board her flight in Manila, Philippines, & to enter the U.S., or can she board her flight & enter the U.S. without me purchasing traveler's medical insurance for her???

A:
You can purchase Fiance visa medical insurance before her arrival date in US and until she is eligible to enroll her under your employer insurance
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Q:I can't log in

A:
If you are having difficulty logging into the MyAccount section of the website with your certificate number and date of birth, you may also call our office at +1 (866) 467-8289 to troubleshoot the issue. Should you have additional questions please let us know.
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Q:Looking for coverage for travel outside of Canada. Must include U.S. and Mexico

A:
You may view and quote plans in the COVID-19 Travel Medical Insurance insurance section of our website. For coverage area, be sure to select 'international, including USA'. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:Looking for best policy for 1 month visit to Florida in Feb 2023 I am 78 with managed pre existing conditions Can you advise me

A:
There are numerous products in the Visitors to the USA section of our website that could prove beneficial. The available plans are designed to offer coverage for new illnesses and injuries contracted after the effective date. They will exclude the coverage for pre-existing conditions, preventative and routine care. However, some plans have what is called an Acute Onset of Pre-Existing Conditions benefit that you may be interested in. Please read over the available plans to ensure you are selecting the appropriate coverage for your age group. You may also speak with our representatives directly via chat on the website or by calling us at +1 (866) 467-8289.
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Q:I want to get my son insurance for his time in college. He is in Indiana University. We are based in Singapore and he is a US citizen. Can I get international student insurance for him? Regards

A:
Unfortunately not, because your son is a US citizen, he will have to purchase a domestic insurance plan. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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