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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am trying to get the Insurance for my father but My father last name is not there in Passport. Father First name : Mahesh Kumar Father Last name : Blank But last is mandatory in insurance form. Can you please confirm what needs to enter in place of last name.

A:
In order to complete your application if the passport reads First name : Mahesh Kumar, the Last name should read : LNU so that you can proceed with the application. So it should read. FN: Mahesh Kumar LN: LNU If you need any additional assistance please contact our office.
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Q:I am due to travel to New York and Orlando from the United Kingdom for a period of 17 days, does your insurance cover non-USA residents and will they pay upfront for any medical treatment required?

A:
The international plans will have PPO networks within the United States. In network providers will typically bill directly to the insurance companies when there is a PPO network. The plans available are for anyone traveling outside of their home country so you are not required to be a U.S. citizen to have the available plans. If you need any additional assistance please contact our office.
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Q:I am looking for some help and advice. My husband and I live in the USA (He is a citizen and I am waiting on my green card coming through). We are expecting our first child in a few weeks and my mum is hoping to come over in November to help out. My issue is trying to find medical insurance for her as she has a range of pre existing conditions the will need covered. The main one of these is that she has stage 4 kidney disease. She also has some slight issues with her heart but the main concern is her kidneys while she is here. Is there an insurance plan that would cover this? I look forward to getting your advice on this matter.

A:
Thank you for contacting Insubuy for your insurance needs. We are a broker, and offer all of the major plans available on the market. Unfortunately, there are no plans available which will provide coverage for a pre-existing condition. Short term health insurance plans for visitors are primarily designed to cover any new illness, injury or accident which occurs after the effective date of the policy. Pre-existing conditions, routine doctor's visits and preventative treatments are not covered. If you have any additional questions please let us know.
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Q: I am not a US citizen/resident. I living in Asia now. Can I still buy this insurance from your company? Will the certificates be a soft copy sent to me upon credit card payment?

A:
Thank you for your interest in purchasing insurance through us. Yes, We have many insurance plan that you will be eligible to purchase. You can purchase Patriot International Lite plan here. As soon as you purchase insurance you will receive confirmation by e-mail. Which will have a link to print id card and visa letter. You can also compare this plan with our other plans here. Please feel free to contact us if you have any further questions.
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Q:I'd like to purchase the discount dental/vision plan from Careington and to pay with my Italian credit card. However I am currently living in the USA (I'm a Green Card holder) and I would like to have the cards mailed at my US address. But, if I enter my US address in the online subscription form, and then use my Italian credit card for the payment, the system tells me that the address I've put in the form doesn't match the billing address of my credit card. I'd be most grateful if you could suggest a solution for this issue. To sum up: I'd like to pay with my Italian credit card, but have the cards mailed my US address.

A:
In order to purchase the plan you will have to utilize a credit card that will have a U.S. address attached to it as there is not a way to use a foreign card for this plan.
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Q:Hello, I have just requested a quote for travel medical insurance for my husband. We are Canadians, we will be travelling in Portugal and Spain for 6 weeks. I want to be sure it works for us to buy from your company, rather than a Canadian company.

A:
The travel medical insurance plan will cover you while traveling outside of your home country. It is ok that as a Canadian you are purchasing a plan from our website. Any of the plans listed would be available for coverage with the exception of the Atlas International plan. If you have any additional questions please contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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